by admin | May 3, 2025 | Uncategorized
HSA Contribution Limits for 2026: Individual Coverage: $4,150 Family Coverage: $8,300 Catch-up Contribution (55+): $1,000 Key Deadlines: You can contribute to your HSA for 2026 until April 15, 2027. HDHP Requirements for HSA Eligibility: Minimum Deductibles: $1,600... 
by admin | Apr 21, 2025 | Uncategorized
The Illinois Prior Authorization Reform Act, effective January 1, 2025, simplifies healthcare approvals in Illinois. It introduces standardized processes, electronic submissions, and strict deadlines for insurers to reduce delays and improve access to medical care.... 
by admin | Apr 15, 2025 | Uncategorized
Short-term health insurance in Illinois is a temporary solution for those in transition, like between jobs or waiting for other coverage. These plans are affordable but come with significant limitations. Here’s what you need to know: Duration: Coverage lasts 30... 
by admin | Apr 14, 2025 | Uncategorized
The IRS has expanded preventive care benefits for High Deductible Health Plans (HDHPs), allowing members to access specific services and medications for chronic conditions like diabetes, heart disease, and depression before meeting their deductible – all while... 
by admin | Apr 7, 2025 | Uncategorized
Medicare Advantage plans combine medical, prescription, dental, and vision coverage, but they come with risks you should know: Network Restrictions: Limited to specific doctors and hospitals; may disrupt care if providers leave the network. Higher Costs: Out-of-pocket... 
by admin | Mar 31, 2025 | Uncategorized
Understand Employee Needs: Analyze your workforce by age, family status, income, health conditions, and work location. Tailor Coverage by Work Type: Offer plans that suit full-time, part-time, remote, and hybrid employees. Compare Plan Options: Look at traditional...