by admin | May 12, 2025 | Uncategorized
Medicare has specific enrollment periods for signing up or changing your coverage. Missing the right window can lead to penalties or delays in coverage. Here’s a quick breakdown of the key Medicare enrollment periods: General Enrollment Period (GEP): For those... 
by admin | May 9, 2025 | Uncategorized
Illinois health insurance premiums have changed significantly since the Affordable Care Act (ACA) was introduced in 2010. Here’s a quick breakdown of the key points: Medicaid Expansion: Expanded coverage for low-income adults, reducing uncompensated care costs... 
by admin | May 5, 2025 | Uncategorized
Illinois is making big changes to healthcare with two new laws: H.B. 579 and H.B. 2296. Here’s what you need to know: H.B. 579: Illinois will now run its own ACA marketplace, replacing the federal exchange. This gives the state more control over healthcare... 
by admin | May 3, 2025 | Uncategorized
HSA Contribution Limits for 2026: Individual Coverage: $4,150 Family Coverage: $8,300 Catch-up Contribution (55+): $1,000 Key Deadlines: You can contribute to your HSA for 2026 until April 15, 2027. HDHP Requirements for HSA Eligibility: Minimum Deductibles: $1,600... 
by admin | Apr 21, 2025 | Uncategorized
The Illinois Prior Authorization Reform Act, effective January 1, 2025, simplifies healthcare approvals in Illinois. It introduces standardized processes, electronic submissions, and strict deadlines for insurers to reduce delays and improve access to medical care.... 
by admin | Apr 15, 2025 | Uncategorized
Short-term health insurance in Illinois is a temporary solution for those in transition, like between jobs or waiting for other coverage. These plans are affordable but come with significant limitations. Here’s what you need to know: Duration: Coverage lasts 30...