by admin | Mar 10, 2025 | Uncategorized
To qualify for a Health Savings Account (HSA) in Illinois, you need to meet specific federal requirements: Be enrolled in a High Deductible Health Plan (HDHP): Your health insurance must meet minimum deductible and maximum out-of-pocket limits set by the IRS.... 
by admin | Mar 3, 2025 | Uncategorized
Yes, working with a health insurance agent can help you find cheaper coverage without sacrificing benefits. Agents offer expert guidance, compare multiple plans, and help you access subsidies and tax credits to lower your costs. Here’s how they can assist: Compare... 
by admin | Feb 27, 2025 | Uncategorized
Managing employee benefits can be complicated, but using an independent broker with Rippling makes it easier. Here’s why: Save Money: Independent brokers help secure better rates, while Rippling reduces administrative costs. Stay Compliant: Automated tools and... 
by admin | Feb 24, 2025 | Uncategorized
Choosing the right health insurance plan for your family in 2025 can save you money and ensure you get the care you need. Here’s a quick overview of the best options in Illinois: Blue Cross Blue Shield (BCBSIL): Affordable Silver plans starting at $368/month.... 
by admin | Feb 17, 2025 | Uncategorized
Tired of high health insurance costs? Here’s how you can lower your premiums while keeping good coverage: Use Tax Credits and Subsidies: If your income falls within eligible ranges, you can save hundreds per month. Choose High-Deductible Plans with HSAs: Lower your... 
by admin | Feb 10, 2025 | Uncategorized
Looking for dental and vision insurance? Here’s what you need to know upfront: Bundled Plans: Cost $20–$75/month and combine dental and vision coverage. They’re convenient and may save $100–$300 annually but can limit provider options and coverage flexibility....