Carrier Onboarding Steps for Illinois Agents

Carrier Onboarding Steps for Illinois Agents

Want to sell insurance in Illinois? Here’s a quick guide to getting onboarded with carriers while staying compliant with state regulations. Key Steps: Choose Your Carriers: Review network coverage and carrier requirements. Evaluate certifications, licensing, and...
Medicare GEP vs. Other Enrollment Periods

Medicare GEP vs. Other Enrollment Periods

Medicare has specific enrollment periods for signing up or changing your coverage. Missing the right window can lead to penalties or delays in coverage. Here’s a quick breakdown of the key Medicare enrollment periods: General Enrollment Period (GEP): For those...
How Illinois Health Premiums Changed Since ACA

How Illinois Health Premiums Changed Since ACA

Illinois health insurance premiums have changed significantly since the Affordable Care Act (ACA) was introduced in 2010. Here’s a quick breakdown of the key points: Medicaid Expansion: Expanded coverage for low-income adults, reducing uncompensated care costs...
Illinois ACA Updates: H.B. 579 and H.B. 2296

Illinois ACA Updates: H.B. 579 and H.B. 2296

Illinois is making big changes to healthcare with two new laws: H.B. 579 and H.B. 2296. Here’s what you need to know: H.B. 579: Illinois will now run its own ACA marketplace, replacing the federal exchange. This gives the state more control over healthcare...
HSA Contribution Limits and Deadlines 2026

HSA Contribution Limits and Deadlines 2026

HSA Contribution Limits for 2026: Individual Coverage: $4,150 Family Coverage: $8,300 Catch-up Contribution (55+): $1,000 Key Deadlines: You can contribute to your HSA for 2026 until April 15, 2027. HDHP Requirements for HSA Eligibility: Minimum Deductibles: $1,600...
Illinois Prior Authorization Reform Act Overview

Illinois Prior Authorization Reform Act Overview

The Illinois Prior Authorization Reform Act, effective January 1, 2025, simplifies healthcare approvals in Illinois. It introduces standardized processes, electronic submissions, and strict deadlines for insurers to reduce delays and improve access to medical care....