Illinois Prior Authorization Reform Act Overview

Illinois Prior Authorization Reform Act Overview

The Illinois Prior Authorization Reform Act, effective January 1, 2025, simplifies healthcare approvals in Illinois. It introduces standardized processes, electronic submissions, and strict deadlines for insurers to reduce delays and improve access to medical care....
IRS Adds to Preventive Care Benefit List for HDHPs

IRS Adds to Preventive Care Benefit List for HDHPs

The IRS has expanded preventive care benefits for High Deductible Health Plans (HDHPs), allowing members to access specific services and medications for chronic conditions like diabetes, heart disease, and depression before meeting their deductible – all while...
What are the risks enrolling in a Medicare Advantage plan?

What are the risks enrolling in a Medicare Advantage plan?

Medicare Advantage plans combine medical, prescription, dental, and vision coverage, but they come with risks you should know: Network Restrictions: Limited to specific doctors and hospitals; may disrupt care if providers leave the network. Higher Costs: Out-of-pocket...
How to Choose Health Coverage for Mixed Workforces

How to Choose Health Coverage for Mixed Workforces

Understand Employee Needs: Analyze your workforce by age, family status, income, health conditions, and work location. Tailor Coverage by Work Type: Offer plans that suit full-time, part-time, remote, and hybrid employees. Compare Plan Options: Look at traditional...