Blue Cross and Blue Shield of Illinois New HSA Plan Options vailable for Group 2-150 available July 1, 2009
New BlueEdgeSM HSA plan options for 2-150 groups are being introduced July 1, 2009. These additional plan designs offer $3,500 aggregate and embedded deductible options with either 100%/80% or 80%/60% coinsurance options, or a $5,000 aggregate or embedded deductible option with a 100%/80% coinsurance.
An aggregate deductible means the entire family deductible must be met before health plan benefits begin for any covered family member. An embedded deductible means each family member has an individual deductible amount; once it is satisfied,that member is eligible for health plan benefits.
The out-of-pocket maximum for in-network services is $5,800 for individual and $11,600 for family for the four $3,500 deductible options:
- $3,500 Embedded Deductible 100%/80% Option
- $3,500 Combined Deductible 100%/80% Option
- $3,500 Embedded Deductible 80%/60% Option
- $3,500 Combined Deductible 80%/60% Option