Medicare Chronic Care Plans by Illinois Carriers

Medicare Chronic Care Plans by Illinois Carriers

Medicare Chronic Condition Special Needs Plans (C-SNPs) are designed for individuals managing chronic illnesses like diabetes, heart disease, or cancer. These plans, offered by various Illinois carriers, provide tailored benefits, including dental, vision, and hearing...
Top Factors Driving Illinois Health Premiums

Top Factors Driving Illinois Health Premiums

Health insurance premiums in Illinois are set to rise sharply in 2026, with individual plans increasing by an average of 28.8% and marketplace plans potentially costing 78% more. Factors behind these increases include escalating healthcare costs, the expiration of...
HSA Recordkeeping Rules for Illinois Employers

HSA Recordkeeping Rules for Illinois Employers

Employers in Illinois offering Health Savings Accounts (HSAs) must follow specific recordkeeping rules to meet federal and state compliance standards. Proper documentation ensures tax benefits, avoids penalties, and supports employees in managing healthcare expenses....
Customizing HSA Contributions by Employee Group

Customizing HSA Contributions by Employee Group

Customizing Health Savings Account (HSA) contributions can make employee benefits more impactful. Instead of a uniform approach, tailoring contributions by employee group – based on factors like job roles, tenure, or income – can align benefits with...