by Admin | Jan 3, 2026 | Insurance News
Understanding ACA Health Plan Costs Navigating the world of health insurance can be daunting, especially when trying to budget for monthly premiums under the Affordable Care Act. Many Americans struggle to predict what they’ll pay for coverage through the Marketplace,...
by Admin | Jan 3, 2026 | Insurance News
The Ultimate Guide to Choosing the Right Health Insurance Plan Navigating the world of health insurance can often feel like solving a complex puzzle. With so many options, terms, and costs to consider, it’s easy to see why many people feel overwhelmed. But making the...
by Admin | Jan 3, 2026 | Insurance News
Health Savings Accounts (HSAs) are a powerful tool for managing healthcare costs while enjoying tax benefits. To qualify, you need to meet specific IRS rules, including enrollment in a High Deductible Health Plan (HDHP). Here’s what you need to know: Triple Tax...
by Admin | Jan 3, 2026 | Insurance News
Administrative costs in group health plans are a major expense, consuming 25–33% of healthcare spending in the U.S. For employers in Illinois, controlling these costs is critical to offering competitive benefits while managing rising expenses. Here are five practical...
by Admin | Jan 3, 2026 | Insurance News
If you’re paying for Medigap premiums, you might be able to deduct them on your taxes. Here’s the quick answer: Medigap premiums qualify as medical expenses, but you can only deduct them if your total unreimbursed medical expenses exceed 7.5% of your...
by Admin | Jan 3, 2026 | Insurance News
Calculating your household income accurately is critical when applying for ACA (Affordable Care Act) health plans. It determines your eligibility for subsidies, tax credits, or Medicaid. The key is to use Modified Adjusted Gross Income (MAGI), which starts with your...
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