by admin | Jun 2, 2025 | ACA, Obamacare
If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
by admin | May 31, 2025 | Group Insurance, Illinois Group Insurance
Illinois employers face new health plan rules in 2025. Here’s what you need to know: Expanded Coverage Requirements: Mandatory coverage for more medical procedures, including annual cancer screenings, hearing aids for all ages, and mental health counseling for...
by admin | May 26, 2025 | Insurance News
Health insurance gaps can lead to expensive medical bills and limited access to care. Here’s how to avoid them: Plan for Life Changes: Coverage gaps often happen during job changes, turning 26 (aging out of parental plans), or relocating. Always check when your...
by admin | May 19, 2025 | Illinois Health Insurance, Insurance News
Starting May 2025, Illinois is changing its Medigap rules to make switching plans easier and more affordable for Medicare beneficiaries. Key updates include: 45-Day Birthday Rule: Beneficiaries aged 65–75 can switch to a Medigap plan with equal or lesser benefits...
by admin | May 16, 2025 | Insurance News
Want to sell insurance in Illinois? Here’s a quick guide to getting onboarded with carriers while staying compliant with state regulations. Key Steps: Choose Your Carriers: Review network coverage and carrier requirements. Evaluate certifications, licensing, and...
by admin | May 12, 2025 | Insurance News, Medicare
Medicare has specific enrollment periods for signing up or changing your coverage. Missing the right window can lead to penalties or delays in coverage. Here’s a quick breakdown of the key Medicare enrollment periods: General Enrollment Period (GEP): For those...
