by admin | Aug 4, 2025 | Illinois Health Insurance, Insurance Laws, Insurance News
If you’re traveling from Illinois, understanding your health coverage options is more important than ever. As of January 1, 2025, Illinois residents can no longer purchase short-term health insurance (STLD) policies. This change affects those who relied on these...
by admin | Jun 16, 2025 | Illinois Health Insurance, Insurance Laws, Insurance News
The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers in Illinois to disclose how their group health plans compare to state-mandated essential health benefits. Non-compliance can lead to penalties ranging from $500 to $5,000 per violation, based on...
by admin | Jun 9, 2025 | Illinois Health Insurance
When you visit an out-of-network doctor or hospital, your medical bills can skyrocket. Here’s why and what you can do about it: Higher Costs: Out-of-network services often mean higher deductibles, lower insurance coverage, and balance billing (you pay the...
by admin | May 19, 2025 | Illinois Health Insurance, Insurance News
Starting May 2025, Illinois is changing its Medigap rules to make switching plans easier and more affordable for Medicare beneficiaries. Key updates include: 45-Day Birthday Rule: Beneficiaries aged 65–75 can switch to a Medigap plan with equal or lesser benefits...
by admin | Jan 25, 2025 | Illinois Health Insurance, Insurance News, Obamacare
Illinois residents seeking alternatives to Obamacare have several options, each with unique benefits and limitations: Private Health Insurance Plans: Offers flexibility and broader provider networks but may have higher premiums and waiting periods for pre-existing...
by admin | Oct 9, 2024 | Illinois Health Insurance, Insurance News
Companies’ premiums for employees’ family health insurance increased at more than double the US inflation rate to over $25,000 in 2024 as costs of care rose, according to a study. The average employer-sponsored health insurance premium for families jumped 7% to...
