How to Avoid Coverage Gaps Between Health Plans

How to Avoid Coverage Gaps Between Health Plans

Health insurance gaps can lead to expensive medical bills and limited access to care. Here’s how to avoid them: Plan for Life Changes: Coverage gaps often happen during job changes, turning 26 (aging out of parental plans), or relocating. Always check when your...
Carrier Onboarding Steps for Illinois Agents

Carrier Onboarding Steps for Illinois Agents

Want to sell insurance in Illinois? Here’s a quick guide to getting onboarded with carriers while staying compliant with state regulations. Key Steps: Choose Your Carriers: Review network coverage and carrier requirements. Evaluate certifications, licensing, and...
Medicare GEP vs. Other Enrollment Periods

Medicare GEP vs. Other Enrollment Periods

Medicare has specific enrollment periods for signing up or changing your coverage. Missing the right window can lead to penalties or delays in coverage. Here’s a quick breakdown of the key Medicare enrollment periods: General Enrollment Period (GEP): For those...
How Illinois Health Premiums Changed Since ACA

How Illinois Health Premiums Changed Since ACA

Illinois health insurance premiums have changed significantly since the Affordable Care Act (ACA) was introduced in 2010. Here’s a quick breakdown of the key points: Medicaid Expansion: Expanded coverage for low-income adults, reducing uncompensated care costs...
Illinois ACA Updates: H.B. 579 and H.B. 2296

Illinois ACA Updates: H.B. 579 and H.B. 2296

Illinois is making big changes to healthcare with two new laws: H.B. 579 and H.B. 2296. Here’s what you need to know: H.B. 579: Illinois will now run its own ACA marketplace, replacing the federal exchange. This gives the state more control over healthcare...