by admin | Aug 11, 2025 | Illinois Group Insurance, Obamacare
SHOP (Small Business Health Options Program) helps small businesses provide health and dental insurance to their employees. It’s designed for businesses with 1-50 full-time equivalent (FTE) employees and offers year-round enrollment, tax credits, and plan flexibility....
by admin | Aug 11, 2025 | ACA
Under the Affordable Care Act (ACA), young adults can stay on their parent’s health insurance plan until they turn 26. This rule applies to all health plans, including employer-sponsored and Marketplace plans, regardless of marital status, financial independence, or...
by admin | Aug 4, 2025 | Illinois Health Insurance, Insurance Laws, Insurance News
If you’re traveling from Illinois, understanding your health coverage options is more important than ever. As of January 1, 2025, Illinois residents can no longer purchase short-term health insurance (STLD) policies. This change affects those who relied on these...
by admin | Jul 28, 2025 | ACA, Insurance News
Cost-Sharing Reductions (CSRs) make healthcare more affordable for Illinois residents by lowering out-of-pocket costs like deductibles, copayments, and coinsurance. These subsidies are available to individuals and families with incomes between 100% and 250% of the...
by admin | Jul 18, 2025 | ACA, Healthcare Reform, Insurance News, Obamacare
If you buy your own health insurance, you are probably going to pay more next year—a lot more. Insurers are seeking hefty 2026 rate increases for Affordable Care Act marketplace plans, the coverage known as Obamacare. Blue Cross & Blue Shield of Illinois wants a...
