by admin | Sep 5, 2025 | Uncategorized
Medicare Advantage plans in Illinois are offered by private companies and include additional benefits beyond Original Medicare. Here are the top 5 carriers providing these plans: UnitedHealthcare: Largest market share (33%) in Illinois with a 4.1 CMS Star Rating....
by admin | Aug 23, 2025 | Uncategorized
A federal judge has temporarily blocked changes to the Affordable Care Act (ACA) marketplace rules, preventing major adjustments set to take effect on August 25, 2025. These changes, proposed by the Department of Health and Human Services, could have led to higher...
by admin | Aug 21, 2025 | Uncategorized
HIPAA violations in Illinois can lead to severe financial penalties, legal actions, and reputational damage for organizations handling protected health information (PHI). Penalties range from $100 to $50,000 per violation, with annual caps of $1.5 million. Common...
by admin | Aug 18, 2025 | Uncategorized
Coinsurance and copays are two important ways health insurance plans split costs between you and your provider, directly affecting your out-of-pocket expenses. Here’s a quick breakdown: Coinsurance: You pay a percentage of medical bills after meeting your...
by admin | Aug 18, 2025 | Uncategorized
Missing HSA contribution deadlines can cause tax issues, compliance headaches, and financial strain for employees. Employers must act quickly to fix errors and prevent future problems. If you’ve missed a deadline, here’s what you need to know: Key Deadlines: Employee...