Top 5 Carriers for Medicare Advantage in Illinois

Top 5 Carriers for Medicare Advantage in Illinois

Medicare Advantage plans in Illinois are offered by private companies and include additional benefits beyond Original Medicare. Here are the top 5 carriers providing these plans: UnitedHealthcare: Largest market share (33%) in Illinois with a 4.1 CMS Star Rating....
HIPAA Violations: Illinois Penalty Examples

HIPAA Violations: Illinois Penalty Examples

HIPAA violations in Illinois can lead to severe financial penalties, legal actions, and reputational damage for organizations handling protected health information (PHI). Penalties range from $100 to $50,000 per violation, with annual caps of $1.5 million. Common...
Coinsurance vs. Copay: Managing Costs in Claims

Coinsurance vs. Copay: Managing Costs in Claims

Coinsurance and copays are two important ways health insurance plans split costs between you and your provider, directly affecting your out-of-pocket expenses. Here’s a quick breakdown: Coinsurance: You pay a percentage of medical bills after meeting your...