by Admin | Jan 3, 2026 | Insurance News
If you qualify for both Medicare and Medicaid in Illinois, understanding your healthcare options is key as the state transitions to Fully Integrated Dual Eligible Special Needs Plans (FIDE-SNPs) starting January 1, 2026. These plans simplify healthcare by combining...
by Admin | Jan 3, 2026 | Insurance News
Health insurance premiums in Illinois are set to rise sharply in 2026, with individual plans increasing by an average of 28.8% and marketplace plans potentially costing 78% more. Factors behind these increases include escalating healthcare costs, the expiration of...
by Admin | Jan 3, 2026 | Insurance News
Under the Affordable Care Act (ACA), your business size determines your health insurance obligations: Small Employers (<50 FTEs): No federal requirement to offer health insurance. However, you can voluntarily provide coverage through the Small Business Health...
by Admin | Jan 3, 2026 | Insurance News
Employers in Illinois offering Health Savings Accounts (HSAs) must follow specific recordkeeping rules to meet federal and state compliance standards. Proper documentation ensures tax benefits, avoids penalties, and supports employees in managing healthcare expenses....
by Admin | Jan 3, 2026 | Insurance News
Customizing Health Savings Account (HSA) contributions can make employee benefits more impactful. Instead of a uniform approach, tailoring contributions by employee group – based on factors like job roles, tenure, or income – can align benefits with...
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