by Admin | Jun 23, 2025 | Insurance News
Choosing the right ACA health plan in Illinois comes down to balancing your monthly premiums with out-of-pocket costs. Here’s what you need to know: Bronze Plans: Lowest premiums, highest deductibles. Good for healthy individuals with minimal medical needs. Silver...
by Admin | Jun 16, 2025 | Insurance News
The Illinois Consumer Coverage Disclosure Act (CCDA) requires employers in Illinois to disclose how their group health plans compare to state-mandated essential health benefits. Non-compliance can lead to penalties ranging from $500 to $5,000 per violation, based on...
by Admin | Jun 9, 2025 | Insurance News
When you visit an out-of-network doctor or hospital, your medical bills can skyrocket. Here’s why and what you can do about it: Higher Costs: Out-of-network services often mean higher deductibles, lower insurance coverage, and balance billing (you pay the...
by Admin | Jun 2, 2025 | Insurance News
If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
by Admin | May 31, 2025 | Insurance News
Illinois employers face new health plan rules in 2025. Here’s what you need to know: Expanded Coverage Requirements: Mandatory coverage for more medical procedures, including annual cancer screenings, hearing aids for all ages, and mental health counseling for...
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