Employer HSA Matching: Tax Benefits Explained

Employer HSA Matching: Tax Benefits Explained

Navigating employee benefits? Offering HSA matching contributions can be a smart move for employers. Here’s why: Tax Advantages: Employer contributions are tax-deductible and exempt from federal income tax, FICA, and FUTA. Employees also enjoy tax-free...
How to Claim Tax Deductions for Medigap Premiums

How to Claim Tax Deductions for Medigap Premiums

Yes, you can deduct Medigap premiums as medical expenses on your tax return, but only if you itemize deductions and your total medical expenses exceed 7.5% of your adjusted gross income (AGI). Here’s a quick breakdown: Standard Deduction vs. Itemizing: Itemizing...
Illinois Health Insurance Market Reforms

Illinois Health Insurance Market Reforms

Illinois has overhauled its health insurance system in 2025, bringing new rules and protections for residents. Here’s a quick breakdown of the changes: Short-term health plans are banned: All plans must now meet ACA standards. Expanded coverage: Includes hearing...
Top 5 Carriers for Medicare Advantage in Illinois

Top 5 Carriers for Medicare Advantage in Illinois

Medicare Advantage plans in Illinois are offered by private companies and include additional benefits beyond Original Medicare. Here are the top 5 carriers providing these plans: UnitedHealthcare: Largest market share (33%) in Illinois with a 4.1 CMS Star Rating....