HumanaOne – Eligibility Requirements
In Illinois, Humana will issue new HumanaOne individual health plans for applicants age two months to 64.5 years. The maximum age for a dependent child is 25 years if the child is a full-time student and 19 years if the child is not a full-time student. Dependents may include step-children or legally adapted children.
Other Health Insurance Coverage
Humana doesn’t allow dual coverage. If you’re applying for HumanaOne coverage and you’re currently covered by another plan, you must replace that coverage with HumanaOne. NEVER terminate existing coverage until you’ve been notified that Humana has agreed to insure you.
Children can be insured on a standalone bases (without being a dependent on a parent’s plan). The custodial parent or legal guardian who can attest to child’s health history must complete the application. If an underwriting interview is required, the person that completed the application will be interviewed. The youngest child will be the primary applicant, and any others siblings will be listed as dependents. Newborn applicants require an eight week well baby exam, with normal results.
Non U.S. Citizens
If you’re not a U.S. citizen, to be eligible for HumanaOne you must have lived in the U.S. for a minimum of two years and have consulted, within the last two years, a physician in the U.S.