Oscar – 2024 Individual Illinois Health Plans

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Oscar was founded in 2012 to provide consumers with access to the affordable, high-quality health care they deserve. They began by offering health plans in the Individual market because they believed it was where our member-first approach would set them apart. After only seven years of selling health insurance in the Individual market, their strategy has proved out.

Oscar is now the third largest for-profit national insurer in the Individual market in the United States based on membership. As of 2021, Oscar has at least one health plan in 291 counties across 18 states and expect to expand in the years ahead both geographically and with respect to insurance markets.


2024 Oscar ACA Illinois Plans – Discover Select and Choice Dual Networks in Chicago

In 2024, Oscar is proud to offer individuals and families even more options for new members by offering two comprehensive net works in select Illinois markets.*

Why dual network options? Oscar offers two network options with high- quality health systems and providers so you can choose the network with the right doctors for you and your family.

If you live in Chicago, you can choose between two provider networks:

Oscar Choice Network

The Choice network is broad and offers an expansive net work of doctors, specialists, hospitals and clinical facilities. This network is available in Cook, DuPage and Lake counties in partnership with University of Chicago, Northshore and Loyola plus several community hospitals.**

Search for your in-network doctors, facilities, and drugs here.

Oscar Select Network

The Select network provides a locally curated net work of doctors, specialists, hospitals and clinical facilities that offer cost-effective medical care without sacrificing the quality our members expect. This Dual Network  in partnership with Loyola plus several community hospitals.**

*In Illinois, the Choice network is only available in Cook, DuPage and Lake counties. The Select net work is only available in Cook county.
**Provider listings are not all-inclusive and are as of Sept ember 2021; subject to change. For a listing of doctors and facilities that participate in the Select and Choice net works, contact your local broker or visit hioscar.com. 

Search for your in-network doctors, facilities, and drugs here.

Coming Soon for members living with diabetes:  

Oscar is launching an innovative new plan to better serve people living with diabetes. The plan will be available to members on Individual and Family Plans in most Oscar states*. For members who enroll in the diabetes plan, they will enjoy cost-saving benefits. Plan benefits include:

  • $0 eye and foot exams
  • $0 diabetic labs
  • Out of pocket costs for insulin are capped at $100/month
  • $0 PCP visits

Virtual Care Offerings: 

  • Access your Care Team for personalized support
    • Every member is assigned a team of care guides and clinicians — a licensed nurse and social worker. Each time you call, you will connect with the same team who knows your health history and can help find a doctor that is right for you.
  • Talk to a doctor 24/7 for $0
    • With Virtual Urgent Care, you can avoid busy, crowded waiting rooms and copays. Get prescription drug refills right over the phone.*
  • Get help scheduling visits, for a no hassle experience
    • Call your Oscar Care Team to find quality doctors near you and schedule appointments.
*Oscar’s Virtual Urgent Care offerings are not available in US territories or internationally. Prescriptions, visits and services may be limited per provider discretion.

Don’t see your hospital listed below? Check out the Hospital Finder to see if it’s on the list!

In-Network Hospitals


Thorek Hospital & Medical Center

850 W Irving Park Rd, Chicago, IL

Louis a Weiss Memorial Hospital

4646 N Marine Dr, Chicago, IL

Humboldt Park Health

1044 N. Francisco Ave Chicago, IL 

Pipeline West Suburban Medical Center

3 Erie Ct, Oak Park, IL

Loretto Hospital

645 S Central Ave Chicago, IL

Gottlieb Memorial Hospital (GMH)

701 W. North Ave Melrose Park, IL

MacNeal Hospital

3249 Oak Park Ave Berwyn, IL

Loyola University Medical Center (LUMC)

2160 S. 1st Ave Maywood, IL

St. Bernard Hospital

326 W. 64th St. Chicago, IL

Jackson Park Hosp & MED Ctr

7531 S. Stone Island Ave Chicago, IL

South Shore Hospital

8012 S. Crandon Ave Chicago, IL

Cigna + Oscar Small Group Plan Info