Individual members with policies associated with physician networks were issued riders as part of the November 2008 annual member mailing notifying them of the inclusion of Durable Medical Equipment (DME), Home Infusion Therapy (HIT), Advanced Practice Nurses (APN), Orthotics, Prosthetics and Optometrists providers in the PPO network. These provider types were made available for Group Markets members in 2007. For the most current PPO network information, members should visit the Web site at www.bcbsil.com and use the Provider Finder® tool. Once there, members should select their Individual health plan from the drop down menu, and select either provider name or provider type and click Go.
Coinsurance vs. Copay: Managing Costs in Claims
Understand the differences between coinsurance and copays to manage healthcare costs and select the right insurance plan for your needs.
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