2021 Cigna Plus Health Plans


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Cigna’s most popular plans come in three categories, known as “metal levels”: Bronze, Silver, and Gold.


2021 Cigna Health Plans – Chicago

Bronze Plans

Premium Costs: $ | Out-of-Pocket Expenses: $$$

Best for: Individuals who want to keep premiums low or don’t plan on seeing a doctor often.

Cigna Plus w/ Northwestern Medicine -0 – $0 individual deductible and 0% coinsurance
Cigna Plus w/ Northwestern Medicine 8550 – $8,550 individual deductible and 0% coinsurance
Cigna Plus w/ Northwestern Medicine 7150 – $7,150 individual deductible and 50% coinsurance
Cigna Plus w/ Northwestern Medicine 6750 – $6,750 individual deductible and 50% coinsurance


Silver Plans

Premium Costs: $$ | Out-of-Pocket Expenses: $$

Best for: Individuals who have families and/or see doctors regularly for illnesses and accidents.

Cigna Plus w/ Northwestern Medicine-0 – $0 individual deductible and 0% coinsurance.
Cigna Plus w/ Northwestern Medicine 0-4 – $0 individual deductible and 15% coinsurance.
Cigna Plus w/ Northwestern Medicine 100-4 – $100 individual deductible and 10% coinsurance.
Cigna Plus w/ Northwestern Medicine 350-3– $350 individual deductible and 35% coinsurance.
Cigna Plus w/ Northwestern Medicine 500-3 – $500 individual deductible and 20% coinsurance.
Cigna Plus w/ Northwestern Medicine 1900 – $1,900 individual deductible and 50% coinsurance.
Cigna Plus w/ Northwestern Medicine 2500-2 – $2,500 individual deductible and 40% coinsurance.
Cigna Plus w/ Northwestern Medicine 2800 – $2,800 individual deductible and 50% coinsurance.
Cigna Plus w/ Northwestern Medicine 3250-2 – $3,250 individual deductible and 20% coinsurance.
Cigna Plus w/ Northwestern Medicine 5000 – $5,000 individual deductible and 30% coinsurance.
Cigna Plus w/ Northwestern Medicine 5750 – $5,750 individual deductible and 50% coinsurance.

Silver Plans – Diabetes

Cigna Plus w/ Northwestern Medicine 40-4 – $40 individual deductible and 10% coinsurance.
Cigna Plus w/ Northwestern Medicine 550-3– $550 individual deductible and 20% coinsurance.
Cigna Plus w/ Northwestern Medicine 2600-2 – $2,600 individual deductible and 30% coinsurance.
Cigna Plus w/ Northwestern Medicine 3500 – $3,500 individual deductible and 30% coinsurance.


Gold Plans

Premium Costs: $$$ | Out-of-Pocket Expenses: $

Best for: Individuals who see their doctors frequently and take multiple prescription medicines.

Cigna Connect-0 – $0 individual deductible and 0% coinsurance.
Cigna Connect 1000 – $1,000 individual deductible and 30% coinsurance