by admin | Jul 18, 2025 | ACA, Healthcare Reform, Insurance News, Obamacare
If you buy your own health insurance, you are probably going to pay more next year—a lot more. Insurers are seeking hefty 2026 rate increases for Affordable Care Act marketplace plans, the coverage known as Obamacare. Blue Cross & Blue Shield of Illinois wants a...
by admin | Jun 30, 2025 | Health Savings Accounts, Obamacare
Navigating ACA and HSA regulations in 2025 is crucial for employers in Illinois. Key updates include: ACA Affordability Threshold: Rising to 9.02% of household income. For self-only coverage, the maximum monthly contribution is $113.20. HSA Contribution Limits:...
by admin | Jun 26, 2025 | ACA, Obamacare
The Advanced Premium Tax Credit (APTC) helps Illinois residents reduce monthly health insurance costs by covering part of their premiums upfront. Available through the Health Insurance Marketplace, this tax credit is based on your income and household size. Here’s...
by admin | Jun 23, 2025 | ACA, Obamacare
Choosing the right ACA health plan in Illinois comes down to balancing your monthly premiums with out-of-pocket costs. Here’s what you need to know: Bronze Plans: Lowest premiums, highest deductibles. Good for healthy individuals with minimal medical needs. Silver...
by admin | Jun 2, 2025 | ACA, Obamacare
If you experience a major life event like getting married, getting divorced, or having a baby, you may qualify for a Special Enrollment Period (SEP) to update your health insurance outside the regular Open Enrollment window (November 1 – January 15). Here’s what...
by admin | Feb 24, 2025 | Insurance News, Obamacare
Choosing the right health insurance plan for your family in 2025 can save you money and ensure you get the care you need. Here’s a quick overview of the best options in Illinois: Blue Cross Blue Shield (BCBSIL): Affordable Silver plans starting at $368/month....
