UnitedHealthcare

You can get more benefits than you might expect with 2025 UnitedHealthcare Individual & Family plans.

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Why Choose UnitedHealthcare

If you live in Illinois, you should consider UnitedHealthcare because of its extensive network of doctors and hospitals across the state, providing convenient access to high-quality care regardless of where you reside, including in both urban areas like Chicago and rural regions; they also offer a wide range of health plans through the ACA Marketplace, with options for different coverage levels like Bronze, Silver, and Gold, allowing you to find a plan that fits your needs and budget

Key Points: 

Large provider network: UnitedHealthcare boasts a vast network of healthcare providers throughout Illinois, ensuring you can find in-network doctors and hospitals close to home.

ACA Marketplace options: They provide a variety of individual and family health plans on the Affordable care Act marketplace, allowing you to choose a plan based on your needs and income

Comprehensive coverage: UnitedHealthcare offers a broad range of health services including preventative care, specialisty care, and chronic disease management.

Statewide accessibility: Whether you live in Chicago or a smaller town, UnitedHealthcare’s network reaches across Illinois.

Online Accessibility: Get answers to plan questions with 24/7 online chat with a member advocate

Cashback Rewards: Earn up to $150 in rewards, and take advantage of exclusive discounts like 20% off Walgreens branded health and wellness products

MyBlue Plus Plan Summaries:

Bronze Plans

Bronze plans may be for you if you have fewer medical needs, would rather have a low monthly payment, and don’t take prescription drugs regularly. Below is a quick summary of available plans and what we know so far.

 

Plan Name PCP Office / Virtual Visit Prescription Drugs 
Bronze Copay Focus  $40 / $125 $0 / $20 / 40% / 45% / 50%
Bronze Value  $30 / 40% coinsurance $0 / $10 / $200 / $400 / $500
MyBlue Plus Bronze Standard – Rx Copays  $50 / $100 $0 / $25 / $50 / $100 / $500

Silver Plans

Silver plans may be for you if you want to pay less out-of-pocket for care, qualify for a premium tax credit (also known as a subsidy), have a spouse/children on your health plan, or have regular medical needs. Below is a quick summary of available plans and what we know so far.

Plan Name PCP Office / Virtual Visit Prescription Drugs
Silver Copay Focus  $35 / $100 $0 / $10 / $90 / 40% / 50%
Silver Standard  $40 / $80 $0 / $20 / $40 / $80 / $350
Silver Advantage  $30 / $100 $0 / $4 / $80 / $200 / $400

Gold Plans

Gold plans may be for you if you have more health care needs than most, have a spouse/children on your plan or want to grow your family soon, or prefer to pay more each month but have lower out-of-pocket expenses. Below is a quick summary of available plans and what we know so far.

 

Plan Name PCP Office / Virtual Visit Prescription Drugs
Gold Copay Focus  $20 / $60  $0 / $3 / $50 / 45% / 50%
Gold Standard  $30 / $60 $0 / $15 / $40 / $60 / $250
Gold Advantage  $30 / $30 $0 / $1 / $50 / 30% / 40%

Hospital and Employed Providers

CHICAGO

Advent Health:

  • Adventist Bolingbrook Hospital
  • Adventist Hinsdale Hospital
  • Adventist Glen Oaks Hospital
  • Adventist La Grange Memorial Hospital

Advocate Health Care:

  • Advocate Christ Medical Center
  • Advocate Condell Medical Center
  • Advocate Good Samaritan Hospital
  • Advocate Good Shepherd Hospital
  • Advocate Hope Children’s Hospital
  • Advocate Illinois Masonic Med Ct
  • Advocate Lutheran General Children’s Hosp
  • Advocate Lutheran General Hospital
  • Advocate Sherman Hospital
  • Advocate South Suburban Hosp
  • Advocate Trinity Hospital

Alexian Brothers Health System (Ascension):

  • St. Alexius Medical Center
  • Alexian Brothers Medical Center

Community First Healthcare:

  • Community First Medical Center

Northshore University Health System:

  • Edward Hospital
  • Elmhurst Memorial Hospital
  • Northwest Community Hospital
  • Northshore Evanston Hospital
  • Northshore Glenbrook Hospital
  • Northshore Highland Park Hospital
  • Northshore Skokie Hospital
  • Swedish Covenant Hospital

Presence Health (Ascension):

  • Presence Holy Family Medical Center
  • Presence Resurrection Medical Center
  • Presence Saint Francis Hospital
  • Presence Saint Joseph Hospital Chicago
  • Presence Saint Joseph Hospital Elgin
  • Presence Saint Joseph Medical Center,
  • Presence Saints Mary and Elizabeth Medical Center
  • Presence St. Mary’s Hospital
  • Presence Saint Mercy Medical Center

Pipeline Health:

  • Louis A Weiss Memorial Hospital
  • West Suburban Medical Center

Sinai Health System:

  • Holy Cross Hospital
  • Mount Sinai Hospital Medical Center

South Shore Hospital Illinois:

  • St. Anthony Hospital
  • St. Bernard Hospital

Thorek Hospital Medical Center:

  • Methodist Hospital of Chicago
  • Thorek Memorial Hospital

Rush Health System

  • Rush Oak Park Hospital
  • Rush University Medical Center

Other Hospitals:

  • Duly Health
  • Care (Formerly DuPage Medical Group)
  • Loretto Hospital
  • Silver Cross Hospital
  • Vista Medical Center East

CENTRAL IL

Hospital Sisters Health System:

  • Good Shepherd Hospital
  • St. John’s Hospital
  • St. Mary’s Hospital
  • Pana Community Hospital
  • Additional providers pending

    EAST ST. LOUIS (MO-IL)

    Hospital Sisters Health System (HSHS):

    • St. Elizabeth Hospital
    • St. Joseph’s Hospital
    • St. Francis Hospital
    • Holy Family Hospital
    • Hillsboro Hospital
    • Marshall Browning Hospital Association
    • Red Bud Regional Hospital
    • Thomas H Boyd Memorial Hospital
    • Washington County Hospital
    • Additional providers pending