What’s New With Cigna in 2026?

Network Expansion: Lake County – NEW for Open Enrollment 2026!

2026 Illinois Footprint

Cook – DuPage – Grundy – Kane – Kankakee – Kendall – Lake – Will

2026 Plan Information: 

13 Plans in 2026: 4 bronze, 5 Silver, 4 Gold

What You Need To Know About Cigna’s Plans:

• PCP Required
• Referral Required
• $0 medical deductible on select Silver plans
• $0 PCP on select Silver Plans
• $0 Tier 1 generics copay on select Silver plans
• $0 Virtual Care: Connect to a board-certified doctor by phone or video chat, day or night, with no additional out-of-pocket cost.
• $0 Preventive Care: Pay nothing additional for most in-network preventive care, including your annual check-up, flu shot, some prescription drugs, and health screenings.
• No Referrals Needed: You don’t need a referral to see a specialist, but your Primary Care Provider (PCP) can help you locate an in-network specialist.
• Connect 24/7/365: Speak with a doctor, nurse, or Customer Service representative on the phone or online, anytime.

Benefits of Choosing Cigna

• Access Your Benefits, Anytime, Anywhere with the myCigna website and mobile app. You can also find your digital ID card in the app – safe and convenient for proof of coverage anytime!
• Wellness Incentives – Cigna Healthcare Health Rewards discounts include fitness club memberships, virtual workouts, specialty provider discounts, hearing exams and hearing aids, nutritional home delivery meal service, LASIK, and more!
• Proactive, Personalized Support with Cigna One Guide – Cigna One Guide delivers personalized recommendations through one-on-one support and digital technology. Connect by phone, online, or via the app for guidance about your plan.
• $0 Diabetes Benefits – Cigna Healthcare℠ Individual and Family insurance plans can help you manage diabetes: from offering select diabetic supplies at no extra cost to providing free educational tools
• Estimate Your Costs – Find out your estimated out-of-pocket costs for doctor visits, lab tests, medical treatment, and more using our online directory.

💓 Special Health Advantages with Cigna Healthcare

Cigna’s 2026 plans offer enhanced programs for chronic-condition management and preventive wellness:

Heart Health

• myHeartCare Plan (available in IL Gold tier):

  • $0 copay and deductible waived for select cardiac tests, rehab, and medications including Entresto®, Jardiance®, Digoxin®, and Farxiga®.

  • Designed for prevention and management of heart conditions.

Diabetes Care

• Patient Assurance Program:

  • Pay no more than $25 for a 30-day supply of covered insulin and diabetes medications like Ozempic®, Trulicity®, and Mounjaro® — deductible waived.

• 9am Health Virtual Diabetes Program:

  • Virtual management and medication oversight for those living with diabetes.

Asthma & COPD Support

• Copay Maximum Benefit:
  • Tier 2 asthma/COPD meds capped at $20, Tier 3 at $95, and $0 cost for spacers and flow meters. Deductible waived.
  • Applies to select Bronze non-standard plans.

Please note that this list is not complete. Visit Cigna.com/ifp-providers to verify the network status of a facility or provider. Cigna HealthcareSM recommends all customers1 visit myCigna.com® or download the myCigna® App to search for in-network providers and facilities. myCigna will also provide cost estimates3 and verified reviews from other patients to help identify the provider or facility that’s right for each customer.

Kankakee County

• Saint Mary – Kankakee

Lake County

• Highland Park Hospital

Will County

• Saint Joseph – Joliet

• AdventHealth Bolingbrook

• Silver Cross Hospital