BCBSIL Group Plans

BCBSIL Small Group Health Insurance Plans
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 2025 Small Group Plan Summaries

 

2025 BCBSIL Blue PPO

Platinum & Gold

 

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue PPO Platinum 119 $350 / $1,750 $1,750/ $5,250 80% $35 $70
Blue PPO Platinum 136 $600/ $1,800 $1,750 / $5,250 90% $25 $50
Blue PPO Platinum 501 $1,500 / $3,000 $3,000 / $6,000 100% $15 $30
Blue PPO Gold 502 $1,500 / $3,000 $3,000 / $6,000 100% $15 $30
Blue PPO Gold 114 $1,100 / $3,300 $8,000 / $16,000 80% $50 $75
Blue PPO Gold 107 $1,600 / $3,200 $6,500 / $13,000 80% $45 $70
Blue PPO Gold 116 $2,100 / $6,300 $6,000 / $18,000 90% $50 $75
Blue PPO Gold 102 $2,600 / $5,200 $5,250 / $10,500 80% $25 $70
Blue PPO Gold 123 $3,200 / $9,600 $3,200 / $9,600 100% DC DC
Blue PPO Gold 101 $4,000 / $12,000 $5,500 / $16,500 100% $50 $70
Blue PPO Gold 113 $3,300 / $9,900 $3,800 / $11,400 90% DC DC
Blue PPO Gold 115 $3,300 / $9,900 $5,250 / $14,000 80% DC DC

 

Silver

 

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue PPO Silver 120 $3,700 / $11,100 $9,200 / $18,400 60% $60 $80
Blue PPO Silver 104 $5,100 / $15,300 $9,200 / $18,400 70% $50 $75
Blue PPO Silver 105 $8,000 / $16,000 $9,200 / $18,400 100% $50 $75
Blue PPO Silver 133 $5,350 / $16,000 $5,350 / $16,000 100% DC DC
Blue PPO Silver 200 $6,350 / $12,700 $6,350 / $12,700 100% DC DC

 

Bronze

 

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue PPO Bronze 132 $7,050/ $14,100 $7,400 / $14,800 80% DC DC
Blue PPO Bronze 106 $7,300 / $14,600 $7,300 / $14,600 100% DC DC
Blue PPO Bronze 401 $7,350 / $14,700 $7,600 / $15,200 70% DC DC

 

2025 BCBSIL Blue Choice Preferred PPO

Platinum & Gold

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Choice Preferred Platinum PPO 119 $300 / $1,050 $1,750 / $5,250 80% $35 $70
Blue Choice Preferred Platinum PPO 136 $600 / $1,800 $1,750 / $5,250 90% $25 $50
Blue Choice Preferred Platinum PPO 501 $1,500 / $3,000 $3,000 / $6,000 100% $15 $30
Blue Choice Preferred Gold PPO 114 $1,100 / $3,300 $8,000 / $16,000 80% $50 $75
Blue Choice Preferred Gold PPO 107 $1,600 / $3,200 $6,500 / $13,000 80% $45 $70
Blue Choice Preferred Gold PPO 116 $2,100 / $6,300 $6,000 / $18,000 90% $50 $75
Blue Choice Preferred Gold PPO 102 $2,600 / $5,200 $5,250 / $10,500 80% $25 $70
Blue Choice Preferred Gold PPO 502 $2,500 / $5,000 $7,500 / $15,000 100% $30 $60
Blue Choice Preferred Gold PPO 123 $3,200 / $9,600 $3,200 / $9,600 100% DC DC
Blue Choice Preferred Gold PPO 101 $4,000 / $12,000 $5,500 / $16,500 100% $50 $70
Blue Choice Preferred Gold PPO 113 $3,300 / $9,900 $3,800 / $11,400 90% DC DC
Blue Choice Preferred Gold PPO 115 $3,300 / $9,900 $5,250 / $14,000 80% DC DC

 

Silver

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Choice Preferred Silver PPO 120 $3,700 / $11,100 $9,200 / $18,400 60% $60 $80
Blue Choice Preferred Silver PPO 104 $5,100 / $15,300 $9,200/ $18,400 70% $50 $75
Blue Choice Preferred Silver PPO 105 $8,000/ $16,000 $9,200/ $18,400 100% $50 $75
Blue Choice Preferred Silver PPO 133 $5,350 / $16,000 $5,350/ $16,000 100% DC DC
Blue Choice Preferred Silver PPO 200 $6,350 / $12,700 $6,350/ $12,700 100% DC DC

 

Bronze

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Choice Preferred Bronze PPO 132 $7,050/ $14,100 $7,400 / $14,800 80% DC DC
Blue Choice Preferred Bronze PPO 106 $7,300 / $14,600 $7,300 / $14,600 100% DC DC
Blue Choice Preferred Bronze PPO 401 $7,350 / $14,700 $7,600 / $15,200 70% DC DC

 

2025 BCBSIL Blue Options PPO

Platinum & Gold

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Options Platinum PPO 403 $350 Tier 1 / $850 Tier 2  || $1,050 Tier 1 / $2,550 Tier 2 $2,500 Tier 1 / $7,000 Tier 2 || $7,500 Tier 1 / $18,400 Tier 2 90% Tier 1/ 70% Tier 2 50% $20 Tier 1 /
$35 Tier 2
$40 Tier 1 /
$70 Tier 2
Blue Options Gold PPO 101 $850 Tier 1 / $2,100 Tier 2 || $2,550 Tier 1 / $6,300 Tier 2 $7,000 Tier 1 / $8,750 Tier 2 / || $17,500 Tier 1 / $18,400 Tier 2 80% Tier 1/ 60% Tier 2 / 50% $45 Tier 1/ $65 Tier 2 $70 Tier 1/ $110 Tier 2
Blue Options Gold PPO 106 $1,600 Tier 1/ $3,850 Tier 2 || $4,800 Tier 1 / $11,550 Tier 2 $6,150 Tier 1 / $8,150 Tier 2 || $15,375 Tier 1 / $18,200 Tier 2 90% Tier 1/ 70% Tier 2 / 50% $40 Tier 1/ $65 Tier 2 $60 Tier 1/ $110 Tier 2
Blue Options Gold PPO 102 $2,100 Tier 1 / $3,600 Tier 2 || $4,200 Tier 1 / $10,800 Tier 2 $4,600 Tier 1/ $7,600 Tier 2 || $9,550 Tier 1/ $18,400 Tier 2 90% Tier 1/ 70% Tier 2 / 50% $40 Tier 1/ $65 Tier 2 $60 Tier 1/ $110 Tier 2
Blue Options Gold PPO 503 $3,000 Tier 1 / $5,500 Tier 2 || $6,000 Tier 1 / $11,000 Tier 2 $7,500 Tier 1 / $9,000 Tier 2 || $15,000 Tier 1 / $18,000 Tier 2 100% Tier 1 / 80% Tier 2 / 50% $25 Tier 1 /
$50 Tier 2
$50 Tier 1 / $100 Tier 2
Blue Options Gold PPO 200 $3,300 Tier 1/ $4,700 Tier 2 || $9,900 Tier 1/ $14,100 Tier 2 $3,300 Tier 1/ $6,650 Tier 2 || $9,900 Tier 1/ $14,100 Tier 2 100% Tier 1/ 80% Tier 2 / 60% DC DC
Tier 1 refers to the benefit level when using the Blue Choice OPT PPO network, Tier 2 refers to the benefit level when using the PPO network.

 

Silver

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Options Silver PPO 104 $5,350 Tier 1/ $6,350 Tier 2 || $16,050 Tier 1 / $18,200 Tier 2 $8,400 Tier 1/ $9,200 Tier 2 || $18,400 Tier 1/ $18,400 Tier 2 80% Tier 1/ 60% Tier 2 / 50% $55 Tier 1/ $75 Tier 2 $80 Tier 1/ $120 Tier 2
Blue Options Silver PPO 107 $4,900 Tier 1/ $5,600 Tier 2 || $14,700 Tier 1 / $15,000 Tier 2 $4,900 Tier 1 / $7,350 Tier 2 || $14,700 Tier 1 / $15,000 Tier 2 100% Tier 1 / 70% Tier 2 / 50% DC DC
Blue Options Silver PPO 404 $5,350 Tier 1 / $6,350 Tier 2 ||  $13,350 Tier 1 / $15,200 Tier 2 $5,350 Tier 1/ $7,600 Tier 2 || $13,350 Tier 1/ $15,200 Tier 2 100% Tier 1 / 70% Tier 2 / 50% DC DC
Tier 1 refers to the benefit level when using the Blue Choice OPT PPO network, Tier 2 refers to the benefit level when using the PPO network.

 

2025 BCBSIL Blue Precision HMO

Platinum & Gold

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Precision Platinum HMO 107 $0 $1,750 / $5,250 100% $15 $45
Blue Precision Platinum HMO 200 $0 $2,500 / $7,500 100% $20 $30
Blue Precision Gold HMO 402 $0 $6,500 / $13,000 80% $45 $65
Blue Precision Platinum HMO 110 $1,100 || $3,300 $3,100 || $9,300 80% $30 $60
Blue Precision Gold HMO 201 $0 $5,000 / $15,000 100% $50 $70
Blue Precision Gold HMO 101 $2,850  || $8,550 $9,200 || $18,200 70% $60 $85
Tier 1 refers to the benefit level when using the Blue Choice OPT PPO network, Tier 2 refers to the benefit level when using the PPO network.

Silver

Plan Name Deductible Ind/Fam Out of Pocket Ind/Fam Coinsurance PCP Visit Specialist Visit
Blue Precision Silver HMO 106 $3,350 / $10,050 $9,200 / $18,200 70% $35 $70
Blue Precision Silver HMO 102 $7,100 / $17,200 $9,200 / $18,200 70% $60 $85
Tier 1 refers to the benefit level when using the Blue Choice OPT PPO network, Tier 2 refers to the benefit level when using the PPO network.

 

*All plan summaries shown on this page reflect in-network deductible and out of pocket maximums. For OOO costs, please download the linked plan summaries.