We know that benefits can be confusing, that’s why agents like us exist. Our team of experienced brokers will walk you through the best choices for your business with the best reviewed plans
Ready to get a quote? Submit your group information today and sit back. One of our group experts will contact you within 24 hours with plan information. We handle
2024 Small Group Plan Summaries
2024 BCBSIL Blue PPO
Platinum & Gold
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue PPO Platinum 119 | $250 / $750 | $1,500 / $4,500 | 80% | $30 | $60 |
| Blue PPO Platinum 136 | $500 / $1,500 | $1,500 / $4,500 | 90% | $20 | $40 |
| Blue PPO Gold 114 | $1,000 / $3,000 | $7,750 / $18,200 | 80% | $50 | $70 |
| Blue PPO Gold 502 (2025) | |||||
| Blue PPO Platinum 501 (2025) | |||||
| Blue PPO Gold 107 | $1,500 / $3,000 | $6,250 / $12,500 | 80% | $40 | $60 |
| Blue PPO Gold 116 | $2,000 / $6,000 | $5,750 / $17,250 | 90% | $45 | $65 |
| Blue PPO Gold 102 | $2,500 / $5,000 | $5,000 / $10,000 | 80% | $20 | $60 |
| Blue PPO Gold 123 | $2,800 / $8,400 | $2,800 / $8,400 | 100% | DC | DC |
| Blue PPO Gold 101 | $4,000 / $12,000 | $5,500 / $16,500 | 100% | $50 | $70 |
| Blue PPO Gold 113 | $3,200 / $9,600 | $3,700 / $11,100 | 90% | DC | DC |
| Blue PPO Gold 115 | $3,200 / $9,600 | $5,250 / $14,000 | 80% | DC | DC |
Silver
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue PPO Silver 120 | $3,600 / $10,800 | $9,100 / $18,200 | 60% | $60 | $80 |
| Blue PPO Silver 104 | $5,000 / $15,000 | $9,100 / $18,200 | 70% | $45 | $65 |
| Blue PPO Silver 105 | $7,900 / $15,800 | $9,000 / $18,000 | 100% | $45 | $65 |
| Blue PPO Silver 133 | $5,250 / $15,000 | $5,250 / $15,000 | 100% | DC | DC |
| Blue PPO Silver 200 | $6,250 / $12,500 | $6,250 / $12,500 | 100% | DC | DC |
Bronze
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue PPO Bronze 132 | $6,950 / $13,900 | $7,300 / $14,600 | 80% | DC | DC |
| Blue PPO Bronze 106 | $7,200 / $14,400 | $7,200 / $14,400 | 100% | DC | DC |
| Blue PPO Bronze 401 | $7,250 / $14,500 | $7,500 / $15,000 | 70% | DC | DC |
2024 BCBSIL Blue Choice Preferred PPO
Platinum & Gold
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Choice Preferred Platinum PPO 119 | $250 / $750 | $1,500 / $4,500 | 80% | $30 | $60 |
| Blue Choice Preferred Platinum PPO 136 | $500 / $1,500 | $1,500 / $4,500 | 80% | $20 | $40 |
| Blue Choice Preferred Gold PPO 502 (2025) | |||||
| Blue Choice Preferred Platinum PPO 501 (2025) | |||||
| Blue Choice Preferred Gold PPOSM 123 (2025) | |||||
| Blue Choice Preferred Gold PPO 107 | $1,500 / $3,000 | $6,250 / $12,500 | 80% | $40 | $40 |
| Blue Choice Preferred Gold PPO 102 | $2,500 / $5,000 | $5,000 / $10,000 | 80% | $20 | $20 |
| Blue Choice Preferred Gold PPO 101 | $4,000 / $12,000 | $5,500 / $16,500 | 100% | $50 | $50 |
| Blue Choice Preferred Gold PPO 113 | $3,200 / $9,600 | $3,700 / $11,100 | 90% | DC | DC |
| Blue Choice Preferred Gold PPO 114 | |||||
| Blue Choice Preferred Gold PPO 115 | $3,200 / $9,600 | $5,250 / $14,000 | 80% | DC | DC |
Silver
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Choice Preferred Silver PPO 120 | $3,600 / $10,800 | $1,500 / $4,500 | 80% | $60 | $80 |
| Blue Choice Preferred Silver PPO 104 | $5,000 / $15,000 | $1,500 / $4,500 | 90% | $45 | $65 |
| Blue Choice Preferred Silver PPO 105 | $7,900 / $15,800 | $7,750 / $18,200 | 80% | $45 | $65 |
| Blue Choice Preferred Silver PPO 133 | $5,250 / $15,000 | $6,250 / $12,500 | 80% | DC | DC |
| Blue Choice Preferred Silver PPO 200 | $6,250 / $12,500 | $5,750 / $17,250 | 90% | DC | DC |
Bronze
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Choice Preferred Bronze PPO 132 | $6,950 / $13,900 | $7,300 / $14,600 | 80% | DC | DC |
| Blue Choice Preferred Bronze PPO 106 | $7,200 / $14,400 | $7,200 / $14,400 | 100% | DC | DC |
| Blue Choice Preferred Bronze PPO 401 | $7,250 / $14,500 | $7,500 / $15,000 | 70% | DC | DC |
2024 BCBSIL Blue Options PPO
Platinum & Gold
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Options Platinum PPO 403 | $250 Tier 1/ $750 Tier 2 || $750 Tier 1/ $2,250 Tier 2 | $2,250 Tier 1/ $6,750 Tier 2 || $6,750 Tier 1/ $18,900 Tier 2 | 90% Tier 1/ 70% Tier 2 | $15 Tier 1/ $30 Tier 2 | $30 Tier 1/ $60 Tier 2 |
| Blue Options Gold PPO 503 (2025) | |||||
| Blue Options Gold PPO 101 | $750 Tier 1/ $2,250 Tier 2 || $2,250 Tier 1/ $6,000 Tier 2 | $6,750 Tier 1/ $8,500 Tier 2 || $17,300 Tier 1/ $18,200 Tier 2 | 80% Tier 1/ 60% Tier 2 | $40 Tier 1/ $60 Tier 2 | $60 Tier 1/ $100 Tier 2 |
| Blue Options Gold PPO 106 | $1,500 Tier 1/ $3,750 Tier 2 || $1,500 Tier 1/ $3,750 Tier 2 | $5,850 Tier 1/ $7,850 Tier 2 || $14,650 Tier 1/ $18,200 Tier 2 | 90% Tier 1/ 70% Tier 2 | $35 Tier 1/ $60 Tier 2 | $50 Tier 1/ $100 Tier 2 |
| Blue Options Gold PPO 102 | $1,500 Tier 1/ $3,750 Tier 2 || $4,000 Tier 1/ $8,500 Tier 2 | $4,350 Tier 1/ $7,350 Tier 2 || $9,300 Tier 1/ $18,200 Tier 2 | 90% Tier 1/ 70% Tier 2 | $35 Tier 1/ $60 Tier 2 | $50 Tier 1/ $100 Tier 2 |
| Blue Options Gold PPO 200 | $3,200 Tier 1/ $4,700 Tier 2 || $9,600 Tier 1/ $14,100 Tier 2 | $3,200 Tier 1/ $6,650 Tier 2 || $9,600 Tier 1/ $14,100 Tier 2 | 100% Tier 1/ 80% Tier 2 | DC | DC |
Silver
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Options Silver PPO 104 | $5,250 Tier 1/ $6,250 Tier 2 || $15,750 Tier 1/ $18,200 | $8,150 Tier 1/ $9,100 Tier 2 || $18,200 Tier 1/ $18,200 Tier 2 | 80% Tier 1/ 60% Tier 2 | $50 Tier 1/ $70 Tier 2 | $70 Tier 1/ $110 Tier 2 |
| Blue Options Silver PPO 107 | $4,800 Tier 1/ $5,500 Tier 2 || $14,000 Tier 1/ $14,300 Tier 2 | $4,800 Tier 1/ $7,250 Tier 2 || $14,000 Tier 1/ $14,300 Tier 2 | 100% Tier 1/ 70% Tier 2 | DC | DC |
| Blue Options Silver PPO 404 | $5,250 Tier 1/ $6,250 Tier 2 || $5,250 Tier 1/ $6,250 Tier 2 | $5,250 Tier 1/ $7,500 Tier 2 || $13,125 Tier 1/ $15,000 Tier 2 | 100% Tier 1/ 70% Tier 2 | DC | DC |
2024 BCBSIL Blue Precision HMO
Platinum & Gold
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Precision Platinum HMO 107 | $0 / NC | $0 / NC | 100% / NC | $10 | $45 |
| Blue Precision Platinum HMO 200 | $0 / NC | $0 / NC | 100% / NC | $20 | $30 |
| Blue Precision Platinum HMO 110 | $1,000 / NC || $3,000 / NC | $3,000 / NC || $9,000 / NC | 80% / NC | $25 | $50 |
| Blue Precision Gold HMO 402 | $0 / NC | $0 / NC | 80% / NC | $50 | $75 |
| Blue Precision Gold HMO 201 | $0 / NC | $0 / NC | 100% / NC | $50 | $70 |
| Blue Precision Gold HMO 101 | $2,750 / NC || $8,250/NC | $9,100 / NC || $18,200 / NC | 70% / NC | $55 | $75 |
Silver
| Plan Name | Deductible Ind/Fam | Out of Pocket Ind/Fam | Coinsurance | PCP Visit | Specialist Visit |
| Blue Precision Silver HMO 106 | $3,250/NC || $9,750/NC | $9,100/NC || $18,200/NC | 70% / NC | $30 | $60 |
| Blue Precision Silver HMO 102 | $7,000/NC || $17,100/NC | $9,100/NC || $18,200/NC | 70% / NC | $55 | $75 |