Ameritas

One of the nation’s leading providers of dental care services with over 3.5 insured members nationwide.

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Ameritas is one of the nation’s leading providers of dental care services with over 3.5 insured members nationwide. Dental coverage is available for individuals and families, with 3 plan options to choose from.

Choose from three flexible options designed for every stage of life — whether you’re maintaining healthy teeth, protecting your family, or adding hearing coverage as you age.

Dental plan highlights include:

  • No waiting periods – coverage starts right away
  • 🪥 Preventive Plus – cleanings & exams don’t count toward your annual maximum
  • 📈 Increasing benefits after Year 1 – your annual max and implant coverage grow over time
  • 👶 Child orthodontia available with Care Boost plan
  • 👂 Hearing benefits included with Care Complete plan
  • 💳 No enrollment fees & easy online access
  • 📱 Mobile app for viewing claims, ID cards, and providers
  • One of the largest dental networks nationwide
  • Network dentists charge 25–50% less than regular rates
  • Choose any dentist, in or out of network (best savings in-network)
  • Access providers across the U.S. and Mexico

 

Vision plan highlights include:

  • ✅ No waiting periods – coverage starts right away
  • 👓 Annual eye exams covered in full with in-network providers
  • 🕶️ Frames and lenses or contacts available every 12 months (varies by plan)
  • 💻 Online eyewear ordering with Eyeconic, Glasses.com, and ContactsDirect
  • 💰 Member discounts on extra eyewear, lens upgrades, and LASIK
  • 💳 No enrollment fees & easy online access
  • 📱 Manage claims, benefits, and ID cards through VSP, EyeMed, or Ameritas apps
  • One of the largest vision networks nationwide
  • Choose any provider, in or out of network (best savings in-network)
  • Access thousands of providers across the U.S. and major retail chains

 

2026 Dental Plan Comparison

Please note rates are based on AFTER year 1.

Benefit Highlight Primestar Lite Primestar Boost Primestar Complete
Rates $48.38 $59.33 $65.38
Calendar Year Maximum $1,500 $2,500 $3,500
Annual Deductible $50 deductible per person for Basic and Major services combined, with a maximum of three deductibles per family.
Routine Exams with Cleaning Covered Per Calendar Year 2 2 2
Preventive Services 50% 100% 100%
Basic Services 50% 80% 90%
Major Services 50% 50% 50%
Waiting (Elimination) Period None None None

2026 Vision Plan Comparison

For more detailed information, check out the Vision Brochure.

Benefit Highlight VSP EyeMed

Benefit Frequencies:

Exam 

Eyeglass lenses/contacts 

Frames

Every 12 months for all

Every 12 months

Every 24 months

Every 24 months

Deductibles Per Person Per Year

$10 exam

$20 eyeglass lenses or frames

$25 exam

$25 eyeglass lenses

Annual Eye Exam

Covered in Full in network

Up to $45 out of network

Covered in Full in network

Up to $50 out of network

Single Vision Glasses Covered in full in network
Up to $30 out of network
Covered in full in network
Up to $50 out of network
Bifocal  Covered in full in network
Up to $50 out of network
Covered in full in network
Up to $75out of network
Trifocal Covered in full in network
Up to $65 out of network
Covered in full in network
Up to $100 out of network
Lenticular Covered in full in network
Up to $100 out of network
Covered in full in network
Up to $75 out of network
Frames  Covered in full in network
Up to $30 out of network
Covered in full in network
Up to $70 out of network

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