Save When Care Needs Are Low

Maybe you don’t take any prescription medicine, or you typically only visit the doctor once or twice a year. If you’re not planning on needing much care, Bronze level plan premiums could offer your most affordable health care option. You can expect BCBSIL to cover roughly 60% of health care bills while you cover 40%. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Bronze Plans.

• Blue Choice Preferred Bronze Plan 201 – $7,000 individual deductible and 50% coinsurance
• Blue Choice Preferred Bronze Plan 202 – $4,500 individual deductible and 40% coinsurance
• Blue Choice Preferred Bronze Plan 701 – $8,600 individual deductible and 50% coinsurance
• Blue Choice Preferred Bronze PPO Standard – Select Rx  – $7,500 individual deductible and 50% coinsurance

Balanced Plan and Care Costs

With middle-of-the-road monthly premiums and covered health care costs, the Silver plan tier offers a balanced approach to your plan’s costs. You can expect BCBSIL to cover about 70% of health care bills while you cover 30%. If you’re eligible for cost-sharing reductions, you’ll need to choose a Silver level plan to apply them. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Silver Plans here.

• Blue Choice Preferred Silver Plan 203 – $1,500 individual deductible and 50% coinsurance
• Blue Choice Preferred Silver Plan 303 – $1,500 individual deductible and 50% coinsurance
• Blue Choice Preferred Silver PPO℠ Standard – Select Rx – $6,000 individual deductible and 50% coinsurance
• Blue Choice Preferred Silver Plan 801 – $4,300 individual deductible and 50% coinsurance

Higher Premiums for Lower Costs of Care

Prescriptions, specialist appointments, frequent doctor visits — by paying a higher monthly premium, Gold plans will cover more of your bill when you need health care. You can expect BCBSIL to cover roughly 80% of health care bills while you cover 20%. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Gold Plans here.

• Blue Choice Preferred Gold Plan 204– $1,200 individual deductible and 70% coinsurance
• Blue Choice Preferred Gold Plan 901 – $2,000 individual deductible and 70% coinsurance
• Blue Choice Preferred Gold PPO℠ Standard – Rx Copays – $2,000 individual deductible and 75% coinsurance

Key Blue Choice Preferred PPO® plan features include:

• $20 primary care office visit copays for Blue Choice Preferred Gold Plan 204
• $10, $30, and $40 PCP copays for Blue Choice Preferred Silver Plans
• HSA Compatible plan with Blue Choice Preferred Bronze Plan 202, 302, and 502.
• Maternity Coverage
• Well-adult care
• Well-child care
• Diagnostic testing
• Hospital services
• Optional dental coverage

Blue Choice Preferred PPO Plans may be right for you if you are an individual or family who:

• Seeks coverage comparable to what is offered by employers
• Prefers fixed doctor visit copayments
• Regularly visits a doctor
• Requires regular prescription medication

Compare the features, options and costs of Blue Choice Preferred PPO Plans to find the one that’s right for you. Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Illinois family.