Blue Choice Preferred PPO Plans
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2023 Blue Choice Preferred PPO Plans
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Blue Choice Preferred PPO Plans offers a respectable PPO network of doctors and hospitals and the convenience of never needing a referral to see a specialist. Blue Choice Preferred PPO Plans are coupled with the Blue Choice Preferred PPO network, a smaller version of the “standard” Blue Cross Blue Shield of Illinois PPO network and the largest PPO network BCBSIL offers to individual health plans. If you can accept some reduced hospital and physician choice, Blue Choice Preferred PPO may be a great option for you. All Blue Choice Preferred PPO plans offer the same set of essential health benefits, quality and amount of care.
The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are. Blue Choice Preferred PPO Plans have a higher monthly premium and often lower out-of-pocket costs than Blue Choice Preferred Silver plans.
There are 8 Blue Choice Preferred PPO Plans:
Catastrophic
Bronze
- Blue Choice Preferred Bronze Plan 201 – $6,100 individual deductible and 50% coinsurance
- Blue Choice Preferred Bronze Plan 202 – $4,500 individual deductible and 40% coinsurance, HSA compatible
- Blue Choice Preferred Bronze Plan 302 – $6,350 individual deductible and 40% coinsurance, HSA compatible but NOT subsidy eligible (cannot purchase through healthcare.gov)
- Blue Choice Preferred Bronze Plan 502 – $5,000 individual deductible and 50% coinsurance, HSA compatible but NOT subsidy eligible (cannot purchase through healthcare.gov)
- Blue Choice Preferred Bronze Plan 601 – $7,000 individual deductible and 50% coinsurance, HSA compatible but NOT subsidy eligible (cannot purchase through healthcare.gov)
- Blue Choice Preferred Bronze Plan 701 – $6,100 individual deductible and 50% coinsurance
- Blue Choice Preferred Bronze Plan 705 – $6,100 individual deductible and 0% coinsurance
- Blue Choice Preferred Bronze Plan 708 – $6,100 individual deductible and 50% coinsurance
Silver
- Blue Choice Preferred Silver Plan 203 – $2,350 individual deductible and 50% coinsurance, $15 PCP copays (on-exchange/subsidy eligible)
- Blue Choice Preferred Silver Plan 303-3 – $2,350 individual deductible and 50% coinsurance, $15 PCP copays
- Blue Choice Preferred Silver Plan 706 – $2,350 individual deductible and 50% coinsurance, $15 PCP copays
Gold
- Blue Choice Preferred Gold Plan 204 – $750 individual deductible and 50% coinsurance, $15 PCP/$50 Specialist copays
Blue Choice Preferred PPO Network
The Blue Choice Preferred PPO Plans use the Blue Choice Preferred PPO network, a smaller PPO network that includes about 50% of doctors and hospitals in Illinois.
Key Blue Choice Preferred PPO® plan features include:
- $15 primary care/$50 specialist office visit copays for Blue Choice Preferred Gold Plan 204
- $15 PCP copays for Blue Choice Preferred Silver Plans
- HSA Compatible plan with Blue Choice Preferred Bronze Plan 202, 302, and 502.
- Maternity Coverage
- Well-adult care
- Well-child care
- Diagnostic testing
- Hospital services
- Optional dental coverage
Blue Choice Preferred PPO Plans may be right for you if you are an individual or family who:
- Seeks coverage comparable to what is offered by employers
- Prefers fixed doctor visit copayments
- Regularly visits a doctor
- Requires regular prescription medication
Compare the features, options and costs of Blue Choice Preferred PPO Plans to find the one that’s right for you.
Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Illinois family.
