Why Buy From Us
We Provide One-Stop Shopping.
Illinois Health Agents specializes in the Illinois insurance market. We employ local, experienced licensed agents that are available for individual consultations to answer all of your questions at your pace.
We are experts in the new Affordable Care Acts (ACA) and are licensed with every health insurance company in Illinois. We provide assistance with obtaining subsidies and tax credits as well as enrollment through the marketplace and the healthcare.gov website.
We are a licensed, independent insurance agency, with no allegiance to any one insurance company. We offer a broad selection of health insurance companies and plans, which allows you to find the plan that fits your needs. The companies we work with generally have a A.M. Best rating of A- or better and has an adequate provider network. If there is a good product available in Illinois, we have it.
We Treat You Like You Want To Be Treated.
Whether you are just looking, buy a $60 or a $10,000 policy, you will be treated as our best customer. We are available to answer questions any time you need us, not just while you are buying a policy.
Health insurance rates are filed with and regulated by the Illinois Department of Insurance. Whether you buy from us, another agency, or directly from a health insurance company, you will pay the same monthly premium for the same plan.
There is no cost of using our services. Insurance companies pay us a commission for each policy we sell.
We Don’t Care About Insurance Companies At All.
We find our clients the best insurance plan and price based on their needs, not the commission an insurance company pays. In fact, insurance companies change their commission structures so often we don’t even keep track of what companies pay us. Typically, insurance companies pay around 5% commission the first year and 4% for years 2 and beyond. Our mission is to treat each individual like they are family, getting them the best plan at the best price, and never sell plans based on the amount we are paid.