Blue Choice Preferred PPO Plans


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Blue Choice Preferred PPO

PPO, or Preferred Provider Organization, plans usually carry a higher monthly premium while having access to a larger network of doctors and hospitals to choose from.

Blue Choice Preferred PPO Plans offers a respectable PPO network of doctors and hospitals and the convenience of never needing a referral to see a specialist. Blue Choice Preferred PPO Plans are coupled with the Blue Choice Preferred PPO network, a smaller version of the “standard” Blue Cross Blue Shield of Illinois PPO network and the largest PPO network BCBSIL offers to individual health plans. If you can accept some reduced hospital and physician choice, Blue Choice Preferred PPO may be a great option for you. All Blue Choice Preferred PPO plans offer the same set of essential health benefits, quality and amount of care.

The differences are how much your premium costs each month, what portion of the bill you pay for things like hospital visits or prescription medications, and how much your total out-of-pocket costs are. Blue Choice Preferred PPO Plans have a higher monthly premium and often lower out-of-pocket costs than Blue Choice Preferred Silver plans.

These plans may be right for you if you are an individual or family who:

  • Seek coverage comparable to what is offered by employers
  • Prefers fixed doctor visit copayments
  • Regularly visits a doctor
  • Requires regular prescription medication

There are 12 Blue Choice Preferred PPO Plans to choose from, broken down into 4 tiers:

Catastrophic:

Catastrophic plans have a low monthly payment but a high deductible. This is a special catastrophic health care plan for certain people under age 30 and some people with low incomes. Available Catastrophic plan:

Bronze

Bronze plans may be for you if you have fewer medical needs, would rather have a low monthly payment, and don’t take prescription drugs regularly. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Bronze Plans here.

Silver

Silver plans may be for you if you want to pay less out-of-pocket for care, qualify for a premium tax credit (also known as a subsidy), have a spouse/children on your health plan, or have regular medical needs. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Silver Plans here.

Gold

Gold plans may be for you if you have more health care needs than most, have a spouse/children on your plan or want to grow your family soon, or prefer to pay more each month but have lower out-of-pocket expenses. Below is a quick summary of available plans, but you can learn more about Blue Choice Preferred Gold Plans here.

Key Blue Choice Preferred PPO® plan features include:
Blue Choice Preferred PPO Plans may be right for you if you are an individual or family who:
  • Seeks coverage comparable to what is offered by employers
  • Prefers fixed doctor visit copayments
  • Regularly visits a doctor
  • Requires regular prescription medication

Compare the features, options and costs of Blue Choice Preferred PPO Plans to find the one that’s right for you.

Learn more about valuable member services and features you get when you join the Blue Cross and Blue Shield of Illinois family.

Discontinued Plans: