Humana is now offering first dollar Preventive Care on every HumanaOne plan they offer, which is currently one of the best in the individual health market. This includes:

• A $300 allowance for every member for a yearly physical
• unlimited coverage on mammograms
• An additional $300 allowance per child under 6 year old for immunizations

For a typical family of four, that is $2,100 in annual preventive benefits. The concept of using preventive care to save money by catching medical conditions before they become severe is not new a one, but Humana is embracing it and putting their money behind it.

Tags: HumanaOne

• HumanaOne® and Rush Health Systems have renegotiated their contract. Rush Health Systems will continue to be a part of the Humana networks effective 1/1/09. There will be no disruption in network coverage for existing members. More information to follow at a later date.
• HumanaOne plans have first dollar coverage for preventive care. The deductible is waived and only the plan coinsurance applies. This benefit even comes with the H.S.A. qualified plans. Each covered person will receive up to $300 in covered expenses per calendar year.
• The Share 80 Plus Rx Unlimited plan comes with an optional benefit that waives the brand name prescription drug deductible. This means the only out of pocket for drug costs is the applicable copay based on the drug tier level. The plan also includes a $35 office visit copay and a $50 specialist copay.
• There will be no pre-existing condition waiting period for those medical conditions that are fully disclosed during the application process and issued without an exclusion rider. Benefits are subject to the plan and policy provisions.

Tags: Humana Rush Hospital, HumanaOne

Effective September 27, 2008, the Autograph Share 80/HSA and the Autograph Share 70 + RX plans are no longer actively marketed by HumanaOne or available for quoting. These plans will only be available at renewal for active clients or pending applications where these plans have been selected.

Tags: Humana, HumanaOne