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	<title>Illinois Insurance News &#187; Insurance Laws</title>
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	<link>http://www.ilhealthagents.com/blog</link>
	<description>The latest Illinois insurance news.</description>
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		<title>Stand-alone HRAs exempted from annual minimum dollar limits</title>
		<link>http://www.ilhealthagents.com/blog/universal-healthcare-reform/stand-alone-hras-exempted-from-annual-minimum-dollar-limits/</link>
		<comments>http://www.ilhealthagents.com/blog/universal-healthcare-reform/stand-alone-hras-exempted-from-annual-minimum-dollar-limits/#comments</comments>
		<pubDate>Thu, 25 Aug 2011 22:43:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Universal Healthcare Reform]]></category>
		<category><![CDATA[2011 HRA annual minimum dollar limit exemption]]></category>
		<category><![CDATA[health reimbursement arrangement exemptions]]></category>
		<category><![CDATA[HRA minimum dollar limits]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=850</guid>
		<description><![CDATA[The Department of Health and Human Services has issued new guidance stating that plan sponsors of all stand-alone Health Reimbursement Arrangements (HRAs) with rollover of unused funds in effect prior to September 23, 2010 will no longer be required to seek waivers from federal rules that restrict annual dollar limits on coverage of essential benefits. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>U.S. Government Posts Dependent Care Regulations</title>
		<link>http://www.ilhealthagents.com/blog/obama/u-s-government-posts-dependent-care-regulations/</link>
		<comments>http://www.ilhealthagents.com/blog/obama/u-s-government-posts-dependent-care-regulations/#comments</comments>
		<pubDate>Tue, 11 May 2010 00:21:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Obama Healthcare]]></category>
		<category><![CDATA[Universal Healthcare Reform]]></category>
		<category><![CDATA[Dependent Care Regulations]]></category>
		<category><![CDATA[Dependent Health Insurance to Age 26 Update]]></category>
		<category><![CDATA[Health Insurance Dependent Care Law Regulation]]></category>
		<category><![CDATA[Insurance Age 26 Law]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=655</guid>
		<description><![CDATA[Federal agencies are rushing young adult dependent coverage interim final rules into effect without going through the usual comment period. The Employee Benefits Security Administration, an arm of the U.S. Department of Labor, has posted a preliminary version of the interim final rules on its website. The Internal Revenue Service, an arm of the U.S. [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Michelle&#8217;s Law to take effect October 9, 2009</title>
		<link>http://www.ilhealthagents.com/blog/insurance-laws/michelles-law-to-take-effect-october-9-2009/</link>
		<comments>http://www.ilhealthagents.com/blog/insurance-laws/michelles-law-to-take-effect-october-9-2009/#comments</comments>
		<pubDate>Sun, 13 Sep 2009 10:20:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Michelle's Law]]></category>
		<category><![CDATA[Michelle's Law 2009]]></category>
		<category><![CDATA[Michelle's Law Frequently Asked Questions]]></category>
		<category><![CDATA[Michelle's Law Health Insurance]]></category>
		<category><![CDATA[Michelle's Law Information]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=541</guid>
		<description><![CDATA[House Bill 2851 (HR 2851), otherwise known as Michelle&#8217;s Law, is a federal law that requires health plans and issuers of health insurance coverage to continue coverage for college students who are forced to take a leave of absence or change their enrollment status due to a serious illness or injury. This law applies to [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/insurance-laws/michelles-law-to-take-effect-october-9-2009/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>State of Illinois Changes Illinois Health Insurance Continuation Rule</title>
		<link>http://www.ilhealthagents.com/blog/insurance-laws/state-of-illinois-changes-illinois-health-insurance-continuation-rule/</link>
		<comments>http://www.ilhealthagents.com/blog/insurance-laws/state-of-illinois-changes-illinois-health-insurance-continuation-rule/#comments</comments>
		<pubDate>Mon, 27 Jul 2009 21:28:28 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Illinois Health Insurance]]></category>
		<category><![CDATA[Illinois Health Insurance Laws]]></category>
		<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[2009 Illinois Continuation of Health Insurance Change]]></category>
		<category><![CDATA[Illinois continuation law]]></category>
		<category><![CDATA[Illinois Continuation Law Change]]></category>
		<category><![CDATA[Illinois continuation of coverage]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=511</guid>
		<description><![CDATA[Illinois law states continuation of health insurance coverage is only available to an employee or member who has been continuously insured under the group policy (and for similar benefits under any group policy which it replaced) during the entire 3 months period ending with such termination or reduction in hours below the minimum required by [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blue Cross and Blue Shield of Illinois Individual Plans &#8211; Open Enrollment for Young Adult Dependent Coverage</title>
		<link>http://www.ilhealthagents.com/blog/blue-cross-blue-shield/blue-cross-and-blue-shield-of-illinois-individual-plans-open-enrollment-for-young-adult-dependent-coverage/</link>
		<comments>http://www.ilhealthagents.com/blog/blue-cross-blue-shield/blue-cross-and-blue-shield-of-illinois-individual-plans-open-enrollment-for-young-adult-dependent-coverage/#comments</comments>
		<pubDate>Mon, 20 Jul 2009 23:46:45 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blue Cross Blue Shield]]></category>
		<category><![CDATA[Blue Cross Blue Shield of Illinois]]></category>
		<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[2009 Illinois dependent age limitation]]></category>
		<category><![CDATA[BCBSIL individual plans for dependents]]></category>
		<category><![CDATA[Blue Cross and Blue Shield of Illinois under 26]]></category>
		<category><![CDATA[Blue Cross Blue Shield of Illinois - dependent law change]]></category>
		<category><![CDATA[Illinois dependent age change]]></category>
		<category><![CDATA[Illinois health insurance dependent law change]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=505</guid>
		<description><![CDATA[For existing Blue Cross and Blue Shield of Illinois individual plan members who were members prior to June 1, 2009, the open enrollment window to enroll dependents under age 26 (and eligible military veterans under age 30) will take place from January 1, 2010 through March 31, 2010. Please note that beginning in November 2008, [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/blue-cross-blue-shield/blue-cross-and-blue-shield-of-illinois-individual-plans-open-enrollment-for-young-adult-dependent-coverage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>House Committees Release Draft Tri-Committee Health Reform Bill</title>
		<link>http://www.ilhealthagents.com/blog/obama/house-committees-release-draft-tri-committee-health-reform-bill/</link>
		<comments>http://www.ilhealthagents.com/blog/obama/house-committees-release-draft-tri-committee-health-reform-bill/#comments</comments>
		<pubDate>Thu, 02 Jul 2009 15:37:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Obama Healthcare]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[Universal Healthcare Reform]]></category>
		<category><![CDATA[House Health Committee bill]]></category>
		<category><![CDATA[House Health Subcomittee]]></category>
		<category><![CDATA[House insurance bill]]></category>
		<category><![CDATA[House of representative insurance proposal]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=494</guid>
		<description><![CDATA[As we head into July, the federal debate has become more defined as four of the five Congressional committees with jurisdiction over health reform have released draft health reform bills. On June 19th , the Education and Labor, Energy and Commerce, and Ways and Means Committees in the House of Representatives released a joint tri-committee [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/obama/house-committees-release-draft-tri-committee-health-reform-bill/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>House and Senate Pass Budget Resolution Agreement that May Speed Passage of Health Reform</title>
		<link>http://www.ilhealthagents.com/blog/obama/house-and-senate-pass-budget-resolution-agreement-that-may-speed-passage-of-health-reform/</link>
		<comments>http://www.ilhealthagents.com/blog/obama/house-and-senate-pass-budget-resolution-agreement-that-may-speed-passage-of-health-reform/#comments</comments>
		<pubDate>Sat, 09 May 2009 01:05:42 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Obama Healthcare]]></category>
		<category><![CDATA[politics]]></category>
		<category><![CDATA[Universal Healthcare Reform]]></category>
		<category><![CDATA[Health care reform]]></category>
		<category><![CDATA[health care reform agreement]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=450</guid>
		<description><![CDATA[The House and Senate have approved a compromise budget resolution that sets parameters for spending and revenue legislation. As requested by the President, the budget resolution includes a reserve fund for health care reform initiatives that must be deficit-neutral for fiscal years 2009 through 2014 or fiscal years 2009 through 2019. The resolution allows Medicare [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/obama/house-and-senate-pass-budget-resolution-agreement-that-may-speed-passage-of-health-reform/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>FAQ: Illinois Dependent Age Limit Change</title>
		<link>http://www.ilhealthagents.com/blog/insurance-laws/faq-illinois-dependent-age-limit-change/</link>
		<comments>http://www.ilhealthagents.com/blog/insurance-laws/faq-illinois-dependent-age-limit-change/#comments</comments>
		<pubDate>Mon, 04 May 2009 22:21:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[HB 5285]]></category>
		<category><![CDATA[Illinois dependent age increase]]></category>
		<category><![CDATA[Illinois dependent age limit change]]></category>
		<category><![CDATA[Illinois dependent age limit frequently asked questions]]></category>
		<category><![CDATA[Illinois depenent age law]]></category>
		<category><![CDATA[Illinois insurance dependent age law]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=445</guid>
		<description><![CDATA[1) What is the effective date of changes mandated by Public Act 95-0958? The changes need to be reflected in individual and group health insurance policies and HMO contracts as they are delivered, issued, or renewed on and after June 1, 2009. Policies in force prior to June 1, 2009, will have to reflect the [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Mental Health Parity and Addiction Equity Act of 2008 &#8211; Frequently Asked Questions</title>
		<link>http://www.ilhealthagents.com/blog/insurance-laws/mental-health-parity-and-addiction-equity-act-of-2008-frequently-asked-questions/</link>
		<comments>http://www.ilhealthagents.com/blog/insurance-laws/mental-health-parity-and-addiction-equity-act-of-2008-frequently-asked-questions/#comments</comments>
		<pubDate>Wed, 15 Apr 2009 22:56:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[Mental Health Parity Act]]></category>
		<category><![CDATA[Mental Health Parity and Addiction Equity Act of 2008]]></category>
		<category><![CDATA[Mental Health Parity and Addiction Equity Act of 2008 FAQ]]></category>
		<category><![CDATA[Paul Wellstone and Pete Domencici Mental Health Parity and Addiction Equity Act of 2008]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=431</guid>
		<description><![CDATA[The Paul Wellstone and Pete Domenici Mental Health Parity and Addiction Equity Act of 2008 requires that group health plans and group health insurers apply the same treatment and financial limits to mental health and substance use disorder benefits as they do to medical and surgical benefits. These FAQs are intended to provide an overview [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/insurance-laws/mental-health-parity-and-addiction-equity-act-of-2008-frequently-asked-questions/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>Employer FAQs &#8211; COBRA Premium Reduction Under American Recovery and Reinvestment Act</title>
		<link>http://www.ilhealthagents.com/blog/insurance-laws/faqs-for-employers-about-cobra-premium-reduction-under-american-recovery-and-reinvestment-aact/</link>
		<comments>http://www.ilhealthagents.com/blog/insurance-laws/faqs-for-employers-about-cobra-premium-reduction-under-american-recovery-and-reinvestment-aact/#comments</comments>
		<pubDate>Fri, 10 Apr 2009 18:19:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[COBRA]]></category>
		<category><![CDATA[Insurance Laws]]></category>
		<category><![CDATA[ARRA]]></category>
		<category><![CDATA[COBRA stimulus]]></category>
		<category><![CDATA[Employer COBRA Stimulus FAQ]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=424</guid>
		<description><![CDATA[Q1: What is the new COBRA subsidy provision contained in the stimulus package signed by the President? The stimulus package, which was enacted as the American Recovery and Reinvestment Act of 2009 (ARRA) temporarily reduces the premium for COBRA coverage for eligible individuals. COBRA (the Consolidated Omnibus Budget Reconciliation Act of 1985) allows certain people [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/insurance-laws/faqs-for-employers-about-cobra-premium-reduction-under-american-recovery-and-reinvestment-aact/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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