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	<title>Illinois Insurance News &#187; Health Savings Accounts</title>
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	<link>http://www.ilhealthagents.com/blog</link>
	<description>The latest Illinois insurance news.</description>
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		<title>2012 Health Savings Account Changes</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/2012-health-savings-account-changes/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/2012-health-savings-account-changes/#comments</comments>
		<pubDate>Tue, 07 Jun 2011 15:59:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[2012 health savings account changes]]></category>
		<category><![CDATA[2012 hsa contribution limits]]></category>
		<category><![CDATA[2012 maximum hsa contribution limits]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=824</guid>
		<description><![CDATA[The maximum out-of-pocket employee expense, including deductibles, will rise next year to $6,050 for single coverage, up from $5,950 this year. For family coverage, it will increase to $12,100 next year from $11,900 this year]]></description>
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		<title>Deadline to Make a Tax-Deductible Contribution to your 2010 Health Savings Account is April 18, 2010</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/deadline-to-make-a-tax-deductible-contribution-to-your-2010-health-savings-account-is-april-18-2010/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/deadline-to-make-a-tax-deductible-contribution-to-your-2010-health-savings-account-is-april-18-2010/#comments</comments>
		<pubDate>Thu, 07 Apr 2011 23:52:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[2010 hsa contribution deadline]]></category>
		<category><![CDATA[deadline to contribute to hsa plan]]></category>
		<category><![CDATA[hsa contribution deadline]]></category>
		<category><![CDATA[last day to contribute to health savings account]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=799</guid>
		<description><![CDATA[If you were covered by a high deductible health insurance plan in 2010, you have until April 18, 2011, to make a tax-deductible contribution to an HSA. This account gives you a triple tax benefit: you deduct the contributions (whether or not you itemize other deductions), earnings in the account are tax deferred, and withdrawals [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>IRS Adjusts Rules on Health Insurance Debit Cards</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/irs-adjusts-rules-on-health-insurance-debit-cards/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/irs-adjusts-rules-on-health-insurance-debit-cards/#comments</comments>
		<pubDate>Wed, 29 Dec 2010 17:17:52 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Flexible Spending Accounts]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[2011 IRS Health Insurance Debit Card Rules]]></category>
		<category><![CDATA[IRS 2011 HSA Debit Card Rules]]></category>
		<category><![CDATA[IRS Eases FSA Debit Card Rules]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=760</guid>
		<description><![CDATA[The Internal Revenue Service issued new guidance allowing the continued use of flexible spending arrangement and health reimbursement arrangement debit cards for the purchase of prescribed over-the-counter medicines and drugs. A few weeks ago, the IRS announced tough new rules for users of flexible spending account (FSA) and health reimbursement arrangement (HRA) debit cards in [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>2011 Health Savings Account Changes</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/2011-health-savings-account-changes/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/2011-health-savings-account-changes/#comments</comments>
		<pubDate>Tue, 16 Nov 2010 00:16:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[Universal Healthcare Reform]]></category>
		<category><![CDATA[2011 Health Savings Account Changes]]></category>
		<category><![CDATA[2011 HSA Over the Counter Drug Changes]]></category>
		<category><![CDATA[2011 HSA Updates]]></category>
		<category><![CDATA[Over the Counter (OTC) drugs no longer HSA Eligible]]></category>
		<category><![CDATA[Patient Protections and Affordable Care Act Affects 2011 Health Savings Accounts]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=736</guid>
		<description><![CDATA[Due to the enactment of the National Health Law (PPACA &#8211; Patient Protections and Affordable Care Act) beginning January 1, 2011 the following changes will affect Health Savings Accounts: The Excise Tax on ineligible HSA reimbursements increases from 10% to 20%. This is in addition to the normal income taxes for an ineligible HSA reimbursement. [...]]]></description>
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		<title>Aetna changing to Bank of America to Administer Health Savings Accounts for Individual and Family Plans</title>
		<link>http://www.ilhealthagents.com/blog/carriers/aetna/aetna-changing-to-bank-of-america-to-administer-health-savings-accounts-for-individual-and-family-plans/</link>
		<comments>http://www.ilhealthagents.com/blog/carriers/aetna/aetna-changing-to-bank-of-america-to-administer-health-savings-accounts-for-individual-and-family-plans/#comments</comments>
		<pubDate>Fri, 25 Sep 2009 23:49:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Aetna]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[Aetna Bank of America HSAs]]></category>
		<category><![CDATA[Aetna Health Savings Account Administrator]]></category>
		<category><![CDATA[Aetna Health Savings Accounts]]></category>
		<category><![CDATA[Aetna HSAs]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=552</guid>
		<description><![CDATA[Effective October 1st, Bank of America will administer Health Savings Accounts (HSA) for HSA-compatible Aetna Advantage Plans for Individuals, Families and the Self-Employed. There is no change to Aetna&#8217;s HSA-compatible AARP® Essential Premier Health Insurance Plans at this time. HSAs are currently administered by JPMorgan Chase Bank. Existing members who currently have an HSA with [...]]]></description>
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		<title>Blue Cross and Blue Shield of Illinois New HSA Plan Options vailable for Group 2-150 available July 1, 2009</title>
		<link>http://www.ilhealthagents.com/blog/carriers/blue-cross-blue-shield-of-illinois/blue-cross-and-blue-shield-of-illinois-new-hsa-plan-options-vailable-for-group-2-150-available-july-1-2009/</link>
		<comments>http://www.ilhealthagents.com/blog/carriers/blue-cross-blue-shield-of-illinois/blue-cross-and-blue-shield-of-illinois-new-hsa-plan-options-vailable-for-group-2-150-available-july-1-2009/#comments</comments>
		<pubDate>Tue, 16 Jun 2009 21:43:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blue Cross Blue Shield of Illinois]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[BlueEdge HSA Plans]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=475</guid>
		<description><![CDATA[New BlueEdgeSM HSA plan options for 2-150 groups are being introduced July 1, 2009. These additional plan designs offer $3,500 aggregate and embedded deductible options with either 100%/80% or 80%/60% coinsurance options, or a $5,000 aggregate or embedded deductible option with a 100%/80% coinsurance. An aggregate deductible means the entire family deductible must be met [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>IRS Issues 2010 Health Savings Accounts Limits</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/irs-issues-2010-health-savings-accounts-limits/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/irs-issues-2010-health-savings-accounts-limits/#comments</comments>
		<pubDate>Thu, 28 May 2009 01:50:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[2010 hsa contribution maximums]]></category>
		<category><![CDATA[2010 hsa limits]]></category>
		<category><![CDATA[2010 IRS Health Savings Account Guidelines]]></category>
		<category><![CDATA[2010 IRS HSA limits]]></category>
		<category><![CDATA[Health Savings Accounts 2010 limits]]></category>
		<category><![CDATA[Health Savings Accounts Limits]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=456</guid>
		<description><![CDATA[The Internal Revenue Service (IRS) on May 14 issued Revenue Procedure 2009-29 providing inflation-adjusted limits for health savings accounts (HSAs) for use in 2010. The annual contribution limits have been increased to: $3,050 for those with self-only coverage (up $50 from 2009) $6,150 for those with family coverage (up $200 from 2009) As in previous [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Using a Health Savings Account through the stages of your life</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/using-an-health-savings-account-through-the-stages-of-your-life/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/using-an-health-savings-account-through-the-stages-of-your-life/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 22:26:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=376</guid>
		<description><![CDATA[Health Savings Accounts (HSAs) are gaining popularity in the United States – in part because health care costs are rising, but also because consumers want to take charge and make the most of their health care dollars. HSAs can make a significant difference to your budget bottom line – at all stages of adult life. [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/health-savings-accounts/using-an-health-savings-account-through-the-stages-of-your-life/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>Consumer Driven Health Plans gaining wide appeal</title>
		<link>http://www.ilhealthagents.com/blog/health-savings-accounts/consumer-driven-health-plans-gaining-wide-appeal/</link>
		<comments>http://www.ilhealthagents.com/blog/health-savings-accounts/consumer-driven-health-plans-gaining-wide-appeal/#comments</comments>
		<pubDate>Mon, 23 Feb 2009 23:13:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[CDHPs]]></category>
		<category><![CDATA[consumer driven health plans]]></category>
		<category><![CDATA[consumer driver health plan studies]]></category>
		<category><![CDATA[HSA employer info]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=364</guid>
		<description><![CDATA[Health care consumerism continues to grow through both consumer-directed health plans and tools that provide all health care consumers with more information about their health care choices and costs. Here are some examples of their growth: The number of employers with 500 or more employees offering CDHPs increased from 14 percent in 2007 to 20 [...]]]></description>
		<wfw:commentRss>http://www.ilhealthagents.com/blog/health-savings-accounts/consumer-driven-health-plans-gaining-wide-appeal/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Blue Cross Blue Shield of IL Expanding BlueEdge HSA Deductible Options</title>
		<link>http://www.ilhealthagents.com/blog/blue-cross-blue-shield/blue-cross-blue-shield-of-il-expanding-blueedge-hsa-deductible-options/</link>
		<comments>http://www.ilhealthagents.com/blog/blue-cross-blue-shield/blue-cross-blue-shield-of-il-expanding-blueedge-hsa-deductible-options/#comments</comments>
		<pubDate>Mon, 22 Dec 2008 17:53:50 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Blue Cross Blue Shield]]></category>
		<category><![CDATA[Blue Cross Blue Shield of Illinois]]></category>
		<category><![CDATA[Health Savings Accounts]]></category>
		<category><![CDATA[BlueEdge]]></category>

		<guid isPermaLink="false">http://www.ilhealthagents.com/blog/?p=170</guid>
		<description><![CDATA[To capitalize on heightened consumer interest in higher deductible plans, Blue Cross and Blue Shield of Illinois is introducing a new deductible option to the BlueEdge Individual HSA (health savings account) plan. Along with the current deductible offerings of $1150, $1750, $2600 and $5000, a new deductible option of $3500 is being added beginning January [...]]]></description>
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