Assurant Health is paying for the administration fee for vaccinations received at any Walgreens pharmacy or Take Care Clinic (located in select Walgreens) where the vaccine is available. This means the fee for the vaccine is not subject to deductible, coinsurance, or copay — and customers won’t be billed.

Individual Medical and Small Group customers simply present their Medco prescription drug card to the certified health care professional at the time of service. Short Term Medical, Student Select and any other members without a drug card, will receive Vaccine Vouchers — one per covered family member — along with the letter. The vouchers are used as cash and redeemable at Walgreens at the time of service. The vaccine benefit will be available through March 31, 2010.

If members get the vaccination at a location other than a Walgreens or a Take Care Clinic, they present their Assurant Health ID card. The charge will be covered according to their plan’s provisions.

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Tags: Assurant Health Free H1N1 Vaccine, Assurant Health Free H1N1 Vaccine at Walgreens, Assurant Health H1N1 Vaccine, Assurant Health Walgreens Vaccines

The maternity rider is now available for RightStart and SaveRight plans with the following deductible options in Illinois:

• $1,000
• $2,500
• $5,000
• $10,000

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Tags: Assurant maternity

New Assurant Short Term Medical clients now receive around-the-clock access to non-emergency medical care by telephone, 24 hours a day, 365 days a year with TelaDoc Medical Services. TelaDoc board-certified, licensed physicians provide quick treatment for routine medical conditions such as:

• Respiratory/sinus infections
• Colds and flu
• Ear infections
• Sore throats
• Urinary tract infections
• Pink eye
• Allergies

TelaDoc membership is included with new Short Term Medical plans. Each physician consultation is only $35, and consultation fees are covered* subject to deductible and coinsurance, for all STM plans that include TelaDoc services. New members will receive registration information with their new policy welcome packets.

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Tags: Assurant short term medical, teladoc

Take Care Clinic, a new retail health clinic at select Walgreens, is now available to Assurant Health customers. With over 325 Walgreens drugstores in 19 states, now it’s more convenient than ever to receive high-quality, affordable health care by board-certified Family Nurse Practitioners, and in select states, Physician Assistants. No appointments are necessary and Take Care Clinics are open seven days a week – including weeknights.

With three retail health clinic organizations, MinuteClinic®, RediClinic®, and now Take Care Clinic, Assurant Health gives insureds network access to approximately 800 clinics across the U.S. for non-emergency medical care at a low cost. For more information about Take Care Clinics at select Walgreens, visit www.TakeCareHealth.com or call 1-866-Take-Care.

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Tags: Assurant Walgreens, Take Care Clinic

Assurant Health’s MaxPlan and CoreMed plans without the office visit copay, and OneDeductible plans include TelaDoc membership, a service that offers physician access — 24 hours a day, 7 days a week, and 365 days a year. Beginning on November 1, 2008, TelaDoc expanded their services to include consultations for children as young as age 10 (formerly age 12).

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Tags: assuarant onedeductible plan, assurant coremed, Assurant Health, assurant maxplan, teladoc

The accident medical expense (AME) deductible for SuiteSolutions Secure and Select is changing to $250 for new policies with effective dates of January 1, 2009 and later. In addition, the table below shows the new Health Advocates Alliance (HAA) monthly membership fees for SecureSolution and SelectSolution for both single and family coverage.

SuiteSolutions New Monthly Membership Fees-Effective 1/1/09

Secure-AME Coverage $2,500 $5,000 $10,000
Single $29.95 $33.95 $38.95
Family $39.95 $43.95 $53.95

Select-AME/Critical Illness Coverage $2,500 $5,000 $10,000
Single $45.95 $49.95 $59.95
Family $55.95 $59.95 $69.95

Rates will change for existing policyholders at renewal, starting January 1, 2009. The HAA current monthly fee of $4 per month is not increasing. This fee is charged in addition to the monthly
membership fee rates.

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Assurant Health has removed waiting periods for the treatment of tonsils, adenoids, hernias, bunions, hemorrhoids, and varicose veins have been removed from the contracts for new policies effective
November 1, 2008 and later.

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Assurant Health is expanding the 24 month and 36 month rate guarantee buy-up option on OneDeductible and SaveRight plans. The rate guarantee option locks in the premium rate for up to 36 months. The following OneDeductible and SaveRight deductible levels have an initial 12-month rate guarantee and now include the 24 or 36 month buy-up options:

OneDeductible: $2,100 individual deductible/$4,200 family deductible
$2,850 individual deductible/$5,700 family deductible

SaveRight: $2,200 individual deductible/$4,400 family deductible
$3,000 individual deductible/$6,000 family deductible

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Tags: Assurant, Assurant Health, One Deductible, SaveRight

The Assurant Health MaxPlan, CoreMed, and OneDeductible now include TelaDoc, a service that offers physician access—24 hours a day, 7 days a week, and 365 days a year. When members need non-emergency medical care, they can call TelaDoc from anywhere and let the doctor come to
them by phone, and, in most cases, in less than an hour.

Members with the MaxPlax and CoreMed plans designed without an office visit copay will receive 3 free telephone consultations per person each year and additional consultations are only $35 each.

Members with the OneDeductible plan will be charged $35 for each consultation, and are covered, subject to deductible and coinsurance. New members will receive registration information with their new policy welcome packets.

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Tags: 24/7 physician access, Assurant, health insurance, phone consultation, phone physician, teladoc

According to a two recent surveys conducted by Assurant Health, students and parents might not be aware of important facts regarding their son or daughter’s health insurance eligibility. In fact, concerned parents might make this their top priority if only they knew that, as soon as their sons or daughters doffed their caps and gowns, many of these grads were no longer protected against medical catastrophes. Unfortunately, many parents are unaware that some health insurance plans stop providing coverage to adult children, even if are living at home. Plus, they don’t realize affordable, short-term medical insurance is readily available.

“It’s a shame that this lack of knowledge is putting so many young adults needlessly at risk,” said Heidi Hanstein, vice president for Assurant Health, which helped to pioneer the concept of short-term
coverage. “I’m sure many parents and grads wouldn’t take such a chance if they knew how easy it is to apply for and purchase temporary coverage.”

This disturbing news is supported by two surveys conducted by Assurant Health. Other findings included:

• Approximately 40 percent of parents mistakenly believed that adult children (ages 21 -24) living at home were covered under their health insurance plans.

• 20 percent of college parents have no idea when their health insurance will no longer cover their college-age children.

• Most believe that short-term health insurance for a healthy young adult costs more than $100/month; in fact, such policies generally cost around $50/month.

• 68 percent of the parents were not even aware of the availability of short-term health insurance.

Typically, most adult children who are students will lose their coverage when they attain a certain age, graduate or are no longer attending school on a full-time basis. Since most of these new college graduates won’t have coverage until after they have found a job, many find themselves falling through a gap in coverage. Companies such as Assurant Health can fill that gap with policies that cover periods ranging from one to twelve months in Illinois.

The enrollment process for such policies is simple and fast. Applicants can go online to answer a series of yes/no questions and coverage can begin the next day.

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Tags: Assurant, college graduates